Ohio § 1304.32

§ 1304.32.

(A) A customer, or any person authorized to draw on the account if there is more than

one person, may stop payment of any item drawn on the customer's account or close

the account by an order to the bank describing the item or account with reasonable

certainty received at a time and in a manner that affords the bank a reasonable opportunity

to act on it before any action by the bank with respect to the item described in section 1304.29 of the Revised Code .  If the signature of more than one person is required to draw on an account, any

of these persons may stop payment or close the account. (B) A stop payment order is effective for six months, but it lapses after fourteen calendar

days if the original order was oral and was not confirmed in a record within that

period.  A stop payment order may be renewed for additional six-month periods by a record

given to the bank within a period during which the stop payment order is effective. (C) The burden of establishing the fact and amount of loss resulting from the payment

of an item contrary to a stop payment order or order to close an account is on the

customer.  The loss from payment of an item contrary to a stop payment order may include damages

for dishonor of subsequent items under section 1304.31 of the Revised Code .