Ohio § 1303.64

Full text of Ohio Ohio Revised Code § 1303.64, with citation guidance and answers to common questions.

§ 1303.64.

(A) Presentment for payment or acceptance of an instrument is excused under any of the

following circumstances: (1) The person entitled to present the instrument cannot with reasonable diligence make

presentment. (2) The maker or acceptor has repudiated an obligation to pay the instrument, has died,

or is in insolvency proceedings. (3) By the terms of the instrument presentment is not necessary to enforce the obligation

of indorsers or the drawer. (4) The drawer or indorser whose obligation is being enforced has waived presentment

or otherwise has no reason to expect or right to require that the instrument be paid

or accepted. (5) The drawer instructed the drawee not to pay or accept the draft or the drawee was

not obligated to the drawer to pay the draft. (B) Notice of dishonor is excused if by the terms of the instrument notice of dishonor

is not necessary to enforce the obligation of a party to pay the instrument or if

the party whose obligation is being enforced waived notice of dishonor.  A waiver of presentment is also a waiver of notice of dishonor. (C) Delay in giving notice of dishonor is excused if the delay was caused by circumstances

beyond the control of the person giving the notice and the person giving the notice

exercised reasonable diligence after the cause of the delay ceased to operate.

Frequently Asked Questions About Ohio § 1303.64

What does Ohio Revised Code § 1303.64 cover?

Section 1303.64 is part of the Ohio Revised Code, the codified statutory law of Ohio. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Ohio § 1303.64?

A common citation format is "Ohio Revised Code § 1303.64" (Ohio). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Ohio law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Ohio official source linked on this page or consult a licensed Ohio attorney.

How does Ohio § 1303.64 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Ohio can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Ohio.