North Dakota § 51-33-13 - Private enforcement
Full text of North Dakota North Dakota Century Code § 51-33-13 — Private enforcement, with citation guidance and answers to common questions.
§ 51-33-13. Private enforcement
1. If a consumer reporting agency erroneously releases a consumer's credit file or any information derived from the file, the consumer reporting agency shall send written notification to the affected consumer within five business days following discovery or notification of the erroneous release, including specificity as to the information released and the third-party recipient of the information. In addition, the affected consumer in a civil action against the consumer reporting agency may recover: a. Injunctive relief to prevent or restrain further violation of the security freeze; b. 2. The greater of actual damages or two thousand dollars in civil penalties for each violation; and c. Reasonable expenses, court costs, investigative costs, and attorney's fees. Each violation of the security freeze shall be counted as a separate incident for purposes of imposing penalties under this section.
Source: official North Dakota text · Last verified 2026-08-27
Frequently Asked Questions About North Dakota § 51-33-13
What does North Dakota Century Code § 51-33-13 cover?
Section 51-33-13 ("Private enforcement") is part of the North Dakota Century Code, the codified statutory law of North Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite North Dakota § 51-33-13?
A common citation format is "North Dakota Century Code § 51-33-13" (North Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of North Dakota law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Dakota official source linked on this page or consult a licensed North Dakota attorney.
How does North Dakota § 51-33-13 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in North Dakota.