North Dakota § 13-10-12 - Enforcement authorities, violations, and penalties
Full text of North Dakota North Dakota Century Code § 13-10-12 — Enforcement authorities, violations, and penalties, with citation guidance and answers to common questions.
§ 13-10-12. Enforcement authorities, violations, and penalties
1. To ensure the effective supervision and enforcement of this chapter the commissioner may: a. Deny, suspend, revoke, condition, or decline to renew a license for a violation of this chapter, rules or regulations issued under this chapter or order or directive entered under this chapter. b. Deny, suspend, revoke, condition, or decline to renew a license if an applicant or licensee fails at any time to meet the requirements of section 13-10-05 or 13-10-08, or withholds information or makes a material misstatement in an application for a license or renewal of a license. c. Order restitution against persons subject to this chapter for violations of this chapter. d. Impose fines on persons subject to this chapter pursuant to subsections 2, 3, and 4. e. Issue orders or directives under this chapter as follows: (1) Order or direct persons subject to this chapter to cease and desist from conducting business, including immediate temporary orders to cease and desist. (2) Order or direct persons subject to this chapter to cease any harmful activities or violations of this chapter, including immediate temporary orders to cease and desist. (3) Enter immediate temporary orders to cease business under a license or interim license issued pursuant to the authority granted under subsection 5 of section 13-10-03 if the commissioner determines that such license was erroneously granted or the licensee is currently in violation of this chapter. (4) Order or direct such other affirmative action as the commissioner deems necessary. 2. The commissioner may impose a civil penalty on a mortgage loan originator or person subject to this chapter, if the commissioner finds, on the record after notice and opportunity for hearing, that such mortgage loan originator or person subject to this chapter has violated or failed to comply with any requirement of this chapter or any regulation prescribed by the commissioner under this chapter or order issued under authority of this chapter. 3. The maximum amount of penalty for each act or omission described in subsection 2 is twenty-five thousand dollars. 4. Each violation or failure to comply with any directive or order of the commissioner is a separate and distinct violation or failure.
Source: official North Dakota text · Last verified 2026-08-27
Frequently Asked Questions About North Dakota § 13-10-12
What does North Dakota Century Code § 13-10-12 cover?
Section 13-10-12 ("Enforcement authorities, violations, and penalties") is part of the North Dakota Century Code, the codified statutory law of North Dakota. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite North Dakota § 13-10-12?
A common citation format is "North Dakota Century Code § 13-10-12" (North Dakota). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of North Dakota law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Dakota official source linked on this page or consult a licensed North Dakota attorney.
How does North Dakota § 13-10-12 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Dakota can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in North Dakota.