North Carolina § 58-44-1 - Terms and conditions must be set out in policy.
Full text of North Carolina North Carolina General Statutes § 58-44-1 — Terms and conditions must be set out in policy., with citation guidance and answers to common questions.
§ 58-44-1. Terms and conditions must be set out in policy.
In all insurance against loss by fire the conditions of insurance must be stated in full, and the rules and bylaws of the company are not a warranty or a part of the contract, except as incorporated in full into the policy. History (1899, c. 54, s. 42; Rev., s. 4758; C.S., s. 6434.) Editor's Note. - Session Laws 2016-78, s. 6.1, provides: "The Department shall be authorized to take appropriate action to plan for and establish a private flood insurance market for North Carolina, in the event that the federal government empowers the states to establish and operate such markets."
Source: official North Carolina text · Last verified 2026-08-27
Frequently Asked Questions About North Carolina § 58-44-1
What does North Carolina General Statutes § 58-44-1 cover?
Section 58-44-1 ("Terms and conditions must be set out in policy.") is part of the North Carolina General Statutes, the codified statutory law of North Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite North Carolina § 58-44-1?
A common citation format is "North Carolina General Statutes § 58-44-1" (North Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of North Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Carolina official source linked on this page or consult a licensed North Carolina attorney.
How does North Carolina § 58-44-1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in North Carolina.