North Carolina § 53-245 - Title and scope.
Full text of North Carolina North Carolina General Statutes § 53-245 — Title and scope., with citation guidance and answers to common questions.
§ 53-245. Title and scope.
Title. This Article shall be known and cited as the "Refund Anticipation Loan Act". Scope. No person may individually or in conjunction or cooperation with another person process, receive, or accept for delivery an application for a refund anticipation loan or a check in payment of refund anticipation loan proceeds or in any other manner facilitate the making of a refund anticipation loan unless the person has complied with the provisions of this Article. In addition, G.S. 143B-426.40A prohibits refund anticipation loans repaid from refunds of North Carolina tax. History (1989 (Reg. Sess., 1990), c. 881, s. 2; 2006-66, s. 6.19(a); 2006-203, s. 17; 2006-221, s. 3A; 2006-259 s. 40(a).) Editor's Note. - Session Laws 2006-66, s. 6.19(a), as added by Session Laws 2006-221, s. 3A, substituted G.S. 143B-426.39 D for G.S. 143B-426.39 A, which had been substituted for "G.S. 143-3.3" by Session Laws 2006-203, s. 17. The reference to G.S. 143B-426.39D has been changed to G.S. 143B-426.40 A at the direction of the Revisor of Statutes. Session Laws 2006-203, s. 126, provides that "This act becomes effective July 1, 2007, and applies to the budget for the 2007-2009 biennium and each subsequent biennium thereafter. Prosecutions for offenses committed before the effective date of this act are not abated or affected by this act, and the statutes that would be applicable but for this act remain applicable to those prosecutions." Effect of Amendments. - Session Laws 2006-66, s. 6.19(a), as added by Session Laws 2006-221, s. 3A, effective July 1, 2007, in subsection (b), substituted "G.S. 143B-426.39D" for "G.S. 143B-426.39A" which had been substituted for "G.S. 143-3.3" by Session Laws 2006-203, s. 17. See Editor's note. Session Laws 2006-203, s. 17, effective July 1, 2007, substituted "G.S. 143B-426.39A" for "G.S. 143-3.3" in subsection (b). See Editor's note for applicability.
Frequently Asked Questions About North Carolina § 53-245
What does North Carolina General Statutes § 53-245 cover?
Section 53-245 ("Title and scope.") is part of the North Carolina General Statutes, the codified statutory law of North Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite North Carolina § 53-245?
A common citation format is "North Carolina General Statutes § 53-245" (North Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of North Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Carolina official source linked on this page or consult a licensed North Carolina attorney.
How does North Carolina § 53-245 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in North Carolina.