North Carolina § 48A-4 - Certain minors competent to contract.

Full text of North Carolina North Carolina General Statutes § 48A-4 — Certain minors competent to contract., with citation guidance and answers to common questions.

§ 48A-4. Certain minors competent to contract.

A minor who is 16 years of age or older and who is in the legal custody of the county department of social services shall be qualified and competent to contract for the purchase of an automobile insurance policy with the consent of the court with continuing jurisdiction over the minor's placement under G.S. 7B-1000(b) . The minor shall be responsible for paying the costs of the insurance premiums and shall be liable for damages caused by the minor's negligent operation of a motor vehicle. No State or local government agency, foster parent, or entity providing services to the minor under contract or at the direction of a State or local government agency shall be responsible for paying any insurance premiums or liable for damages of any kind as a result of the operation of a motor vehicle by the minor. History (2015-135, s. 4.1.) Editor's Note. - Session Laws 2015-135, s. 6.1, made this section effective October 1, 2015. Session Laws 2015-135, s. 1.1, provides: "This act shall be known and may be cited as the 'Foster Care Family Act.' " §§ 48A-5 through 48A-10: Reserved for future codification purposes.

Source: official North Carolina text · Last verified 2026-08-27

Frequently Asked Questions About North Carolina § 48A-4

What does North Carolina General Statutes § 48A-4 cover?

Section 48A-4 ("Certain minors competent to contract.") is part of the North Carolina General Statutes, the codified statutory law of North Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite North Carolina § 48A-4?

A common citation format is "North Carolina General Statutes § 48A-4" (North Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of North Carolina law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Carolina official source linked on this page or consult a licensed North Carolina attorney.

How does North Carolina § 48A-4 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in North Carolina.