North Carolina § 45-107 - Foreclosure filing.
Full text of North Carolina North Carolina General Statutes § 45-107 — Foreclosure filing., with citation guidance and answers to common questions.
§ 45-107. Foreclosure filing.
For the duration of the program authorized by this Article, foreclosure notices filed on home loans on or after November 1, 2010, shall contain a certification by the filing party that the pre-foreclosure notice required by G.S. 45-102 and the pre-foreclosure information required by G.S. 45-103 were provided in accordance with this Article and that the periods of time established by the Article have elapsed. The clerk of superior court or other judicial officer may have access to the pre-foreclosure database to confirm information provided in subsection (a) of this section. A materially inaccurate statement in the certification shall be cause for dismissal without prejudice of any foreclosure proceeding on a primary residence initiated by the mortgage servicer and for payment by the filing party of costs incurred by the borrower in defending the foreclosure proceeding. History (2008-226, s. 1; 2010-168, ss. 1, 9; 2012-79, s. 2.17(g).) Editor's Note. - Session Laws 2008-226, s. 6, as amended by Session Laws 2010-168, s. 9, and Session Laws 2012-79, s. 2.17(g), made this section effective November 1, 2008. Session Laws 2012-79, s. 2.17(g), deleted the sunset provision and thus this Article will not expire May 31, 2013. Effect of Amendments. - Session Laws 2010-168, s. 1, effective November 1, 2010, substituted "notices filed on home loans on or after November 1, 2010" for "notices filed on subprime loans on or after November 15, 2008" in subsection (a).
Frequently Asked Questions About North Carolina § 45-107
What does North Carolina General Statutes § 45-107 cover?
Section 45-107 ("Foreclosure filing.") is part of the North Carolina General Statutes, the codified statutory law of North Carolina. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite North Carolina § 45-107?
A common citation format is "North Carolina General Statutes § 45-107" (North Carolina). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of North Carolina law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the North Carolina official source linked on this page or consult a licensed North Carolina attorney.
How does North Carolina § 45-107 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in North Carolina can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in North Carolina.