North Carolina § 20-279 - 1. Definitions.

§ 20-279. 1. Definitions.

The following words and phrases, when used in this Article, shall, for the purposes of this Article, have the meanings respectively ascribed to them in this section, except in those instances where the context clearly indicates a different meaning: Repealed by Session Laws 1973, c. 1330, s. 39. Repealed by Session Laws 1991, c. 726, s. 20. "Judgment": Any judgment which shall have become final by expiration without appeal of the time within which an appeal might have been perfected, or by final affirmation on appeal, rendered by a court of competent jurisdiction of any state or of the United States, upon a cause of action arising out of the ownership, maintenance or use of any motor vehicle, for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use thereof, or upon a cause of action on an agreement of settlement for such damages. to (6) Repealed by Session Laws 1973, c. 1330, s. 39. Motor vehicle. - This term includes mopeds, as that term is defined in G.S. 20-4.01. (7) "Nonresident's operating privilege": The privilege conferred upon a nonresident by the laws of this State pertaining to the operation by him of a motor vehicle in this State. (8) to (10) Repealed by Session Laws 1973, c. 1330, s. 39. (11) "Proof of financial responsibility": Proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of said proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of thirty thousand dollars ($30,000) because of bodily injury to or death of one person in any one accident, and, subject to said limit for one person, in the amount of sixty thousand dollars ($60,000) because of bodily injury to or death of two or more persons in any one accident, and in the amount of twenty-five thousand dollars ($25,000) because of injury to or destruction of property of others in any one accident. Nothing contained herein shall prevent an insurer and an insured from entering into a contract, not affecting third parties, providing for a deductible as to property damage at a rate approved by the Commissioner of Insurance. (12) Repealed by Session Laws 1973, c. 1330, s. 39. History (1953, c. 1300, s. 1; 1955, c. 1152, s. 3; c. 1355; 1967, c. 277, s. 1; 1971, c. 1205, s. 1; 1973, c. 745, s. 1; c. 1330, s. 39; 1979, c. 832, s. 1; 1991, c. 469, s. 1; c. 726, s. 20; 1999-228, s. 1; 2015-125, s. 2.) Cross References. - For definitions applicable throughout this Chapter, see G.S. 20-4.01 . As to Vehicle Financial Responsibility Act of 1957, see G.S. 20-309 to 20-319. As to liability insurance covering negligent operation of municipal vehicles, see G.S. 160A-485 . Editor's Note. - Session Laws 2015-125, s. 10, made subdivision (6a) of this section, as added by Session Laws 2015-125, s. 2, applicable to offenses committed on or after July 1, 2016. Effect of Amendments. - Session Laws 2015-125, s. 2, effective July 1, 2016, added subdivision (6a). For applicability, see Editor's note. Legal Periodicals. - For comment on this Article, see 31 N.C.L. Rev. 420 (1953). For comment on insurer's liability for intentionally inflicted injuries, see 43 N.C.L. Rev. 436 (1965). For case law survey as to automobile liability insurance, see 44 N.C.L. Rev. 1023 (1966). For case law survey as to insurance, see 45 N.C.L. Rev. 955 (1967). For comment on Allstate Ins. Co. v. Shelby Mut. Ins. Co., 269 N.C. 341 , 152 S.E.2d 436 (1967), cited in the note below, see 46 N.C.L. Rev. 433 (1968). For comment, "Compulsory Motor Vehicle Liability Insurance: Joinder of Insurers as Defendants in Actions Arising out of Automobile Accidents," see 14 Wake Forest L. Rev. 200 (1978). For note on use of the family purpose doctrine when no outsiders are involved, in light of Carver v. Carver, 310 N.C. 669 , 314 S.E.2d 739 (1984) see 21 Wake Forest L. Rev. 243 (1985). For note, "Sutton v. Aetna Casualty & Surety Co.: The North Carolina Supreme Court Approves Stacking of Underinsured Motorist Coverage - Will Uninsured Coverage Follow?," see 68 N.C. L. Rev. 1281 (1990). For note, "Underinsured Motorist Coverage: North Carolina's Multiple Claimant Wrinkle - Ray v. Atlantic Casualty Insurance Co.," see 17 Campbell L. Rev. 147 (1995).