North Carolina Code — 058
Browse 1,967 sections in division 058 of the North Carolina code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 58-1-1. Title of the Chapter.
- § 58-1-5. Definitions.
- § 58-1-10. Contract of insurance.
- § 58-1-15. Warranties by manufacturers, distributors, or sellers of goods or services.
- § 58-1-20. Real property warranties.
- § 58-2-1. Department established.
- § 58-2-5. Commissioner's election and term of office.
- § 58-2-10. Salary of Commissioner.
- § 58-2-15. Chief deputy commissioner.
- § 58-2-20. Chief actuary.
- § 58-2-25. Other deputies, actuaries, examiners and employees.
- § 58-2-30. Appointments of committees or councils.
- § 58-2-31. Seniors' Health Insurance Information Program.
- § 58-2-35. Seal of Department.
- § 58-2-40. Powers and duties of Commissioner.
- § 58-2-45. Orders of Commissioner; when writing required.
- § 58-2-46. State of disaster automatic stay of proof of loss requirements; premium and debt deferrals; loss adjustments for separate windstorm policies.
- § 58-2-47. Incident affecting operations of the Department; stay of deadlines and deemer provisions.
- § 58-2-50. Examinations, hearings, and investigations.
- § 58-2-52. Appeals and rate-making hearings before the Commissioner.
- § 58-2-53. Filing approvals and disapprovals; clarification of law.
- § 58-2-55. Designated hearing officers.
- § 58-2-60. Restraining orders; criminal convictions.
- § 58-2-65. License surrenders.
- § 58-2-69. Notification of criminal convictions and changes of address; service of notice; contracts for online services, administrative services, or regulatory data systems.
- § 58-2-70. Civil penalties or restitution for violations; administrative procedure.
- § 58-2-75. Court review of orders and decisions.
- § 58-2-80. Court review of rates and classification.
- § 58-2-85. Procedure on appeal under § 58-2-80.
- § 58-2-90. Extent of review under § 58-2-80.
- § 58-2-95. Commissioner to supervise local inspectors.
- § 58-2-100. Office of Commissioner a public office; records, etc., subject to inspection.
- § 58-2-105. Confidentiality of medical and credentialing records.
- § 58-2-110. Original documents and certified copies as evidence.
- § 58-2-115. Admissibility of certificate as evidence of agent's authority.
- § 58-2-120. Reports of Commissioner to the Governor and General Assembly.
- § 58-2-121. Report of Department to General Assembly committees on various relief funds.
- § 58-2-125. Authority over all insurance companies; no exemptions from license.
- § 58-2-128. Interagency consultation.
- § 58-2-131. Examinations to be made; authority, scope, scheduling, and conduct of examinations.
- § 58-2-132. Examination reports.
- § 58-2-133. Conflict of interest; cost of examinations; immunity from liability.
- § 58-2-134. Cost of certain examinations.
- § 58-2-136. Insurer records sent to Department for examination; expenses.
- § 58-2-150. Oath required for compliance with law.
- § 58-2-155. Investigation of charges.
- § 58-2-160. Reporting and investigation of insurance and reinsurance fraud and the financial condition of licensees; immunity from liability.
- § 58-2-161. False statement to procure or deny benefit of insurance policy or certificate.
- § 58-2-162. Embezzlement by insurance agents, brokers, or administrators.
- § 58-2-163. Report to Commissioner.
- § 58-2-164. Rate evasion fraud; prevention programs.
- § 58-2-165. Annual, semiannual, monthly, or quarterly statements to be filed with Commissioner.
- § 58-2-171. Qualifications of actuaries.
- § 58-2-180. Punishment for making false statement.
- § 58-2-185. Record of business kept by companies and agents; Commissioner may inspect.
- § 58-2-190. Commissioner may require special reports.
- § 58-2-195. Commissioner may require records, reports, etc., for agencies, agents and others.
- § 58-2-200. Books and papers required to be exhibited.
- § 58-2-205. CPA audits of financial statements.
- § 58-2-210. Rules for mortgage insurance consolidations.
- § 58-2-215. Consumer Protection Fund.
- § 58-2-220. Insurance Regulatory Information System and similar program test data not public records.
- § 58-2-230. Commissioner to share information with Department of Labor.
- § 58-2-240. Market conduct analysis, financial analysis, and related information not public record.
- § 58-2-245. Access to employer taxpayer identification numbers contained in public documents.
- § 58-2-250. Electronic filings.
- § 58-2-255. Electronic insurance communications and records.
- § 58-3-1. State law governs insurance contracts.
- § 58-3-5. No insurance contracts except under Articles 1 through 64 of this Chapter.
- § 58-3-6. Charitable gift annuities.
- § 58-3-7. Certain accountable care organizations not subject to this Chapter.
- § 58-3-8. Medical direct primary care agreements not subject to this Chapter.
- § 58-3-10. Statements in application not warranties.
- § 58-3-15. Additional or coinsurance clause.
- § 58-3-20. Group plans other than life, annuity or accident and health.
- § 58-3-25. Discriminatory practices prohibited.
- § 58-3-30. Meaning of terms "accident", "accidental injury", and "accidental means".
- § 58-3-33. Insurer conditionally required to provide information.
- § 58-3-35. Stipulations as to jurisdiction and limitation of actions.
- § 58-3-40. Proof of loss forms required to be furnished.
- § 58-3-45. Insurance as security for a loan by the company.
- § 58-3-50. Companies must do business in own name; emblems, insignias, etc.
- § 58-3-55. Must not pay death benefits in services.
- § 58-3-60. Publication of assets and liabilities; penalty for failure.
- § 58-3-65. Publication of financial information.
- § 58-3-71. Unearned premium reserves.
- § 58-3-72. Premium deficiency reserves.
- § 58-3-75. Loss and loss expense reserves of fire and marine insurance companies.
- § 58-3-81. Loss and loss expense reserves of casualty insurance and surety companies.
- § 58-3-85. Corporation or association maintaining office in State required to qualify and secure license.
- § 58-3-100. Insurance company licensing provisions.
- § 58-3-102. (Repealed effective October 1, 2021) Request for determination of coverage for transplants under health benefit payment mechanisms; required response time; penalties.
- § 58-3-105. Limitation of risk.
- § 58-3-110. Limitation of liability assumed.
- § 58-3-115. Twisting with respect to insurance policies; penalties.
- § 58-3-120. Discrimination forbidden.
- § 58-3-121. Discrimination against coverage of certain bones and joints prohibited.
- § 58-3-122. Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in health benefit plans.
- § 58-3-130. Agent, adjuster, etc., acting without a license or violating insurance law.
- § 58-3-135. Certain insurance activities by lenders with customers prohibited.
- § 58-3-140. Temporary contracts of insurance permitted.
- § 58-3-145. Solicitation, negotiation or payment of premiums on insurance policies.
- § 58-3-147. Credit card guaranty or collateral prohibited.
- § 58-3-150. Forms to be approved by Commissioner.
- § 58-3-151. Deemer provisions.
- § 58-3-152. Excess liability policies; uninsured and underinsured motorist coverages.
- § 58-3-155. Business transacted with insurer-controlled brokers.
- § 58-3-160. Sale of company or major reorganization; license to be restricted.
- § 58-3-165. Business transacted with producer-controlled property or casualty insurers.
- § 58-3-167. Applicability of acts of the General Assembly to health benefit plans.
- § 58-3-168. Coverage for postmastectomy inpatient care.
- § 58-3-169. Required coverage for minimum hospital stay following birth.
- § 58-3-170. Requirements for maternity coverage.
- § 58-3-171. Uniform claim forms.
- § 58-3-172. Notice of claim denied.
- § 58-3-174. Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass.
- § 58-3-175. Direct payment to government agencies.
- § 58-3-176. Treatment discussions not limited.
- § 58-3-177. Uniform prescription drug identification cards.
- § 58-3-178. Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers.
- § 58-3-179. Coverage for colorectal cancer screening.
- § 58-3-180. Motor vehicle repairs; selection by claimant.
- § 58-3-181. Synchronization of prescription refills.
- § 58-3-185. Lien created for payment of past-due child support obligations.
- § 58-3-190. Coverage required for emergency care.
- § 58-3-191. Managed care reporting and disclosure requirements.
- § 58-3-192. Coverage for autism spectrum disorder.
- § 58-3-200. Miscellaneous insurance and managed care coverage and network provisions.
- § 58-3-215. Genetic information in health insurance.
- § 58-3-220. Mental illness benefits coverage.
- § 58-3-221. Access to nonformulary and restricted access prescription drugs.
- § 58-3-223. Managed care access to specialist care.
- § 58-3-225. Prompt claim payments under health benefit plans.
- § 58-3-227. Health plans fee schedules.
- § 58-3-228. Coverage for extra prescriptions during a state of emergency or disaster.
- § 58-3-230. Uniform provider credentialing.
- § 58-3-231. Payment under locum tenens arrangements.
- § 58-3-235. Selection of specialist as primary care provider.
- § 58-3-240. Direct access to pediatrician for minors.
- § 58-3-245. Provider directories; cost tools for insured.
- § 58-3-247. (Effective until January 1, 2022) Insurance identification card.
- § 58-3-250. Payment obligations for covered services.
- § 58-3-255. Coverage of clinical trials.
- § 58-3-256. Coverage related to organ transplants.
- § 58-3-260. Insurance coverage for newborn hearing screening mandated.
- § 58-3-265. Prohibition on managed care provider incentives.
- § 58-3-270. Coverage for surveillance tests for women at risk for ovarian cancer.
- § 58-3-275. Closure of a block of business.
- § 58-3-280. Coverage for the diagnosis and treatment of lymphedema.
- § 58-3-285. Coverage for hearing aids.
- § 58-3-290. Nondependent child coverage defined; open enrollment.
- § 58-3-300. Health insurance issuers subject to certain requirements of federal law.
- § 58-4-1. Scope.
- § 58-4-5. Filing requirements.
- § 58-4-10. Immunity.
- § 58-4-15. Revocation or suspension of license.
- § 58-4-25. Insurance Regulatory Information System and similar program test data records.
- § 58-5-1. Deposits; use of master trust.
- § 58-5-5. Amount of deposits required of foreign or alien fire and/or marine insurance companies.
- § 58-5-10. Amount of deposits required of foreign or alien fidelity, surety and casualty insurance companies.
- § 58-5-15. Minimum deposit required upon admission.
- § 58-5-20. Type of deposits.
- § 58-5-25. Replacements upon depreciation of securities.
- § 58-5-30. Power of attorney.
- § 58-5-35. Securities held by Treasurer; faith of State pledged therefor; nontaxable.
- § 58-5-40. Authority to increase deposit.
- § 58-5-50. Deposits of foreign life insurance companies.
- § 58-5-55. Deposits of capital and surplus by domestic insurance companies.
- § 58-5-63. Interest; liquidation of deposits for liabilities.
- § 58-5-70. Lien of policyholders; action to enforce.
- § 58-5-71. Liens of policyholders; subordination.
- § 58-5-75. Substitution for securities paid.
- § 58-5-80. Return of deposits.
- § 58-5-90. Deposits held in trust by Commissioner or Treasurer.
- § 58-5-95. Deposits subject to approval and control of Commissioner.
- § 58-5-100. Deposits by alien companies required and regulated.
- § 58-5-105. Deposits by life companies not chartered in United States.
- § 58-5-110. Registration of bonds deposited in name of Treasurer or Commissioner.
- § 58-5-115. Notation of registration; release.
- § 58-5-120. Expenses of registration.
- § 58-6-1. Commissioner to report taxes and fees and pay monthly.
- § 58-6-5. Schedule of fees and charges.
- § 58-6-7. Licenses; perpetual licensing; annual license continuation fees for insurance companies.
- § 58-6-15. Annual license continuation fee definition; requirements.
- § 58-6-20. Policyholders to furnish information.
- § 58-6-25. Insurance regulatory charge.
- § 58-7-1. Application of this Chapter and general laws.
- § 58-7-5. Extension of existing charters.
- § 58-7-10. Certificate required before issuing policies.
- § 58-7-15. Kinds of insurance authorized.
- § 58-7-16. Funding agreements authorized.
- § 58-7-21. Credit allowed a domestic ceding insurer.
- § 58-7-26. Asset or reduction from liability for reinsurance ceded by a domestic insurer to an assuming insurer not meeting the requirements of G.S. 58-7-21.
- § 58-7-30. Insolvent ceding insurer.
- § 58-7-31. Life and health reinsurance agreements.
- § 58-7-33. Minimum policyholders' surplus to assume property or casualty reinsurance.
- § 58-7-35. Manner of creating such corporations.
- § 58-7-37. Background of incorporators and proposed management personnel.
- § 58-7-40. First meeting; organization; license.
- § 58-7-45. Bylaws; classification and election of directors; amendments.
- § 58-7-46. Notification to Commissioner for president or chief executive officer changes.
- § 58-7-50. Maintenance and removal of records and assets.
- § 58-7-55. Exceptions to requirements of G.S. 58-7-50.
- § 58-7-60. Approval as a domestic insurer.
- § 58-7-65. Conversion to foreign insurer.
- § 58-7-70. Effects of redomestication.
- § 58-7-73. Dissolutions of insurers.
- § 58-7-75. Amount of capital and/or surplus required; impairment of capital or surplus.
- § 58-7-80. Capital stock fully paid in cash.
- § 58-7-95. Establishment of separate accounts by life insurance companies.
- § 58-7-105. Authority to increase or reduce capital stock.
- § 58-7-110. Assessment of shares; revocation of license.
- § 58-7-115. Increase of capital stock.
- § 58-7-120. Reduction of capital stock.
- § 58-7-125. Dividends not payable when capital stock impaired; liability of stockholders for unlawful dividends.
- § 58-7-130. Dividends and distributions to stockholders.
- § 58-7-140. Certain officers debarred from commissions.
- § 58-7-145. Restrictions on purchase and sale of equity securities of domestic companies.
- § 58-7-150. Consolidation.
- § 58-7-160. Investments unlawfully acquired.
- § 58-7-162. Allowable or admitted assets.
- § 58-7-163. Assets not allowed.
- § 58-7-165. Eligible investments.
- § 58-7-167. General qualifications.
- § 58-7-168. Authorization of investment.
- § 58-7-170. Diversification.
- § 58-7-172. Cash and deposits.
- § 58-7-173. Permitted insurer investments.
- § 58-7-175. Policy loans.
- § 58-7-178. Foreign or territorial investments.
- § 58-7-179. Mortgage loans.
- § 58-7-180. Chattel mortgages.
- § 58-7-182. Special investments by title insurers.
- § 58-7-183. Special consent investments.
- § 58-7-185. Prohibited investments and investment underwriting.
- § 58-7-187. Real estate, in general.
- § 58-7-188. Time limit for disposal of ineligible property and securities; effect of failure to dispose.
- § 58-7-192. Valuation of securities and investments.
- § 58-7-193. Valuation of property.
- § 58-7-197. Replacing certain assets; reporting certain liabilities.
- § 58-7-198. Assets of foreign or alien insurers.
- § 58-7-200. Investment transactions.
- § 58-7-205. Derivative transactions.
- § 58-8-1. Mutual insurance companies organized; requisites for doing business.
- § 58-8-5. Manner of amending charter.
- § 58-8-10. Policyholders are members of mutual companies.
- § 58-8-15. Directors in mutual companies.
- § 58-8-20. Mutual companies with a guaranty capital.
- § 58-8-25. Dividends to policyholders.
- § 58-8-30. Contingent liability of policyholders.
- § 58-8-35. Contingent liability printed on policy.
- § 58-8-36. Administrative fees.
- § 58-8-40. Nonassessable policies; foreign or alien companies.
- § 58-8-45. Waiver of forfeiture in policies assigned or pledged; notice of assignment; payment of assessment or premium by assignee or mortgagee.
- § 58-8-50. Guaranty against assessments prohibited.
- § 58-8-55. Manner of making assessments; rights and liabilities of policyholders.
- § 58-8-60. Independent charters for members of the Farmers Mutual Fire Insurance Association of North Carolina.
- § 58-9-2. Reinsurance intermediaries.
- § 58-9-6. Licensing.
- § 58-9-11. Broker and insurer transactions.
- § 58-9-16. Manager and reinsurer transactions.
- § 58-9-21. Miscellaneous provisions.
- § 58-9-22. Compliance with orders.
- § 58-9-26. Sanctions.
- § 58-10-1. Stock to mutual insurer conversion.
- § 58-10-5. Stock acquired to be turned over to voting trust until all stock acquired; dividends repaid to corporation for beneficiaries.
- § 58-10-10. Mutual to stock insurer conversion.
- § 58-10-12. Conversion plan requirements.
- § 58-10-20. Scope.
- § 58-10-25. Definitions.
- § 58-10-30. Notice requirements.
- § 58-10-35. Policyholder rights.
- § 58-10-40. Effect of consent.
- § 58-10-45. Commissioner's discretion.
- § 58-10-55. Report.
- § 58-10-60. Acquisitions and dispositions of assets.
- § 58-10-65. Nonrenewals, cancellations, or revisions of ceded reinsurance agreements.
- § 58-10-75. Purpose and legislative intent.
- § 58-10-80. Definitions.
- § 58-10-85. Establishment of protected cells.
- § 58-10-90. Use and operation of protected cells.
- § 58-10-95. Reach of creditors and other claimants.
- § 58-10-100. Conservation, rehabilitation, or liquidation of protected cell companies.
- § 58-10-105. No transaction of an insurance business.
- § 58-10-110. Authority to adopt rules.
- § 58-10-120. Definitions.
- § 58-10-125. Policyholders position and capital and surplus requirements.
- § 58-10-130. Unearned premium reserve.
- § 58-10-135. Contingency reserve for mortgage guaranty insurers.
- § 58-10-140. Report of policyholder's position.
- § 58-10-145. Monoline requirement for mortgage guaranty insurers.
- § 58-10-150. Statement of actuarial opinion.
- § 58-10-155. Actuarial opinion summary.
- § 58-10-160. Actuarial report and work papers.
- § 58-10-165. Monetary penalties for failure to provide documents.
- § 58-10-170. Qualified immunity of appointed actuary.
- § 58-10-175. Confidentiality.
- § 58-10-185. Purpose and scope.
- § 58-10-190. Definitions.
- § 58-10-195. General requirements related to filing and extensions for filing of annual audited financial reports and audit committee appointment.