North Carolina Code — 024
Browse 37 sections in division 024 of the North Carolina code. Each section page includes the full statutory text, official source links, and citation guidance.
Sections (showing up to 300)
- § 24-1. Legal rate is eight percent.
- § 24-1. 1. Contract rates and fees.
- § 24-1. 1A. Contract rates on home loans secured by first mortgages or first deeds of trust.
- § 24-1. 1C: Repealed by Session Laws 1998-119, s. 2, effective October 1, 1998, and applicable to variations or adjustments in rates occurring on or after that date regardless of the date on which the loan was made.
- § 24-1. 1D: Expired.
- § 24-1. 1E. Restrictions and limitations on high-cost home loans.
- § 24-1. 1F. Rate spread home loans.
- § 24-1. 2A. Equity lines of credit.
- § 24-1. 3: Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3.
- § 24-1. 4. Interest rates for savings and loan associations.
- § 24-2. Penalty for usury; corporate bonds may be sold below par.
- § 24-2. 1. Transactions governed by Chapter.
- § 24-2. 2. Interest on extensions of credit by banks and savings and loan associations; exceptions.
- § 24-2. 3. State opt-out from federal preemption.
- § 24-2. 4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.
- § 24-2. 5. Mortgage bankers and mortgage brokers.
- § 24-3. Time from which interest runs.
- § 24-4. Obligations due guardians to bear compound interest; rate of interest.
- § 24-5. Interest on judgments.
- § 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.
- § 24-7. Interest from verdict to judgment added as costs.
- § 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted.
- § 24-9. Loans exempt from rate and fee limitations.
- § 24-9. 1. Certain repayments to consumers by public utilities not subject to claim or defense of usury.
- § 24-9. 3. Economic development loans.
- § 24-10. Maximum fees on loans secured by real property.
- § 24-10. 1. Late fees.
- § 24-10. 2. Consumer protections in certain home loans.
- § 24-11. Certain revolving credit charges.
- § 24-11. 1. Disclosure requirements for credit cards.
- § 24-11. 2. Disclosure requirements for charge cards.
- § 24-12. Applicability of Article.
- § 24-13. Principal amount defined.
- § 24-14. Limitations on charges and interest.
- § 24-16. Itemized closing statements.
- § 24-16. 1. Loans exempt from §§ 24-12 to 24-17.
- § 24-17. Misdemeanors.