New York § 680-H - 680-HWhen creditor process enforceable against bank
Full text of New York New York Consolidated Laws § 680-H — 680-HWhen creditor process enforceable against bank, with citation guidance and answers to common questions.
§ 680-H. 680-HWhen creditor process enforceable against bank
§ 680-h. When creditor process enforceable against bank. 1. Subject to subdivision two of this section, creditor process with respect to a special deposit is not enforceable against the bank holding the special deposit. 2. Creditor process is enforceable against the bank holding a special deposit with respect to an amount the bank is obligated to pay a beneficiary or a depositor if the process: (a) is served on the bank; (b) provides sufficient information to permit the bank to identify the depositor or the beneficiary from the bank's books and records; and (c) gives the bank a reasonable opportunity to act on the process. 3. Creditor process served on a bank before it is enforceable against the bank under subdivision two of this section does not create a right of the creditor against the bank or a duty of the bank to the creditor. The lien law and any other applicable law shall determine whether creditor process creates a lien enforceable against the beneficiary on a contingent interest of a beneficiary, including a depositor as a beneficiary, even if not enforceable against the bank.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 680-H
What does New York Consolidated Laws § 680-H cover?
Section 680-H ("680-HWhen creditor process enforceable against bank") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 680-H?
A common citation format is "New York Consolidated Laws § 680-H" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 680-H apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.