New York § 604-DD - 604-DDApplication to secured debt
Full text of New York New York Consolidated Laws § 604-DD — 604-DDApplication to secured debt, with citation guidance and answers to common questions.
§ 604-DD. 604-DDApplication to secured debt
§ 604-dd. Application to secured debt. 1. Except with respect to section six hundred four-ee of this article, this article shall not apply to debts secured by real property. 2. Section six hundred four-bb of this article and the cause of action authorized by subdivision one of section six hundred four-cc of this article shall not apply to debts secured by personal property. 3. For debts secured by personal property, the affirmative defense authorized by section six hundred four-cc of this article shall not affect the creditor's right to enforce any security interest upon default of the financing and security agreement under article nine of the uniform commercial code including, but not limited to, repossession or voluntary surrender of the subject personal property or seeking and obtaining a court order to retake the subject personal property. The affirmative defense shall affect only the coerced debtor's liability for any deficiency after the repossession or surrender and disposition of the subject collateral.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 604-DD
What does New York Consolidated Laws § 604-DD cover?
Section 604-DD ("604-DDApplication to secured debt") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 604-DD?
A common citation format is "New York Consolidated Laws § 604-DD" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 604-DD apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.