New York § 399-Y-1 - 399-Y-1Automated teller machines transaction denial; fees prohibited
Full text of New York New York Consolidated Laws § 399-Y-1 — 399-Y-1Automated teller machines transaction denial; fees prohibited, with citation guidance and answers to common questions.
§ 399-Y-1. 399-Y-1Automated teller machines transaction denial; fees prohibited
§ 399-y-1. Automated teller machines transaction denial; fees prohibited. 1. For the purposes of this section, the following terms shall have the following meanings: a. "automated teller machine operator" shall mean any person who operates an automated teller machine at which consumers may make financial transactions, including, but not limited to, deposits, withdrawals, balance inquiries, and loan payments; and b. "automated teller machine" shall mean a device which is linked to the accounts and records of a banking institution and which enables consumers to make financial transactions, including, but not limited to, deposits, withdrawals, balance inquiries, and loan payments. 2. No automated teller machine operator or banking institution shall impose a fee on a consumer using such machine for any transaction which is for any reason denied or terminated in a manner that prevents such consumer from completing such transaction. 3. Any automated teller machine operator or banking institution who fails to comply with the requirements of this section shall be assessed a civil penalty not to exceed two hundred fifty dollars per transaction.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 399-Y-1
What does New York Consolidated Laws § 399-Y-1 cover?
Section 399-Y-1 ("399-Y-1Automated teller machines transaction denial; fees prohibited") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 399-Y-1?
A common citation format is "New York Consolidated Laws § 399-Y-1" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 399-Y-1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.