New York § 396-N - 396-NSales with "money back guarantee" and with "limited guarantee"

Full text of New York New York Consolidated Laws § 396-N — 396-NSales with "money back guarantee" and with "limited guarantee", with citation guidance and answers to common questions.

§ 396-N. 396-NSales with "money back guarantee" and with "limited guarantee"

§ 396-n. Sales with "money back guarantee" and with "limited guarantee". 1. Definitions. As used in this section: (a) "Seller" shall include any person, firm, partnership or corporation. (b) "Goods" shall mean merchandise that is bought for use primarily for personal, family or household purposes. (c) "Money back guarantee" shall mean a promise made by a seller to a purchaser to repay, within the time period specified by the seller and upon the return of the merchandise, the full purchase price thereof. (d) "Limited guarantee" shall mean a promise made by a seller to a purchaser to repay, within the time period specified by the seller and upon the return of the merchandise, a portion of the purchase price, the computation of which shall be described in the terms of the guarantee. 2. Whenever a seller offers or advertises for sale goods with a guarantee that promises the return of the purchase price, upon the return of the merchandise, such guarantee shall be deemed to be a money back guarantee unless the term "limited guarantee" is used and the terms of limitation of such guarantee are specified.

Source: official New York text · Last verified 2026-08-27

Frequently Asked Questions About New York § 396-N

What does New York Consolidated Laws § 396-N cover?

Section 396-N ("396-NSales with "money back guarantee" and with "limited guarantee"") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New York § 396-N?

A common citation format is "New York Consolidated Laws § 396-N" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New York law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.

How does New York § 396-N apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New York.