New York § 380-M - 380-MCivil liability for negligent noncompliance

Full text of New York New York Consolidated Laws § 380-M — 380-MCivil liability for negligent noncompliance, with citation guidance and answers to common questions.

§ 380-M. 380-MCivil liability for negligent noncompliance

§ 380-m. Civil liability for negligent noncompliance. Any consumer reporting agency or user of information who or which is negligent in failing to comply with any requirement imposed under this article, other than a violation of section three hundred eighty-t of this article, with respect to any consumer is liable to that consumer in an amount equal to the sum of: (a) Any actual damages sustained by the consumer as a result of the failure; (b) In the case of any successful action to enforce any liability under this section, the costs of the action together with reasonable attorney's fees as determined by the court.

Source: official New York text · Last verified 2026-08-27

Frequently Asked Questions About New York § 380-M

What does New York Consolidated Laws § 380-M cover?

Section 380-M ("380-MCivil liability for negligent noncompliance") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New York § 380-M?

A common citation format is "New York Consolidated Laws § 380-M" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New York law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.

How does New York § 380-M apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New York.