New York § 3429 - 3429Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies
Full text of New York New York Consolidated Laws § 3429 — 3429Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies, with citation guidance and answers to common questions.
§ 3429. 3429Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies
§ 3429. Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies. (a) No insurer shall refuse to issue or renew or shall cancel a policy of: (1) fire insurance or fire and extended coverage insurance, or (2) automobile insurance subject to section three thousand four hundred twenty-five of this article based solely on the geographical location of the risk within this state. Such prohibition shall not preclude an insurer from refusing to issue or renew or from cancelling such policies based on sound underwriting and actuarial principles reasonably related to actual or anticipated loss experience subject to the applicable provisions of section three thousand four hundred twenty-five of this article. (b) The superintendent shall by regulation establish procedures with respect to notification to insureds of the insurer's specific reason or reasons for refusal to issue or renew or for cancellation of such policy.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 3429
What does New York Consolidated Laws § 3429 cover?
Section 3429 ("3429Geographical location of risks; fire, fire and extended coverage policies; private passenger automobile insurance policies") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 3429?
A common citation format is "New York Consolidated Laws § 3429" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 3429 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.