New York § 3405 - 3405Fire insurance contract; losses from nuclear reaction or radiation
Full text of New York New York Consolidated Laws § 3405 — 3405Fire insurance contract; losses from nuclear reaction or radiation, with citation guidance and answers to common questions.
§ 3405. 3405Fire insurance contract; losses from nuclear reaction or radiation
§ 3405. Fire insurance contract; losses from nuclear reaction or radiation. (a) Insurers issuing the standard fire insurance policy pursuant to section three thousand four hundred four of this article are authorized to affix or include in the policy a written statement that such policy does not cover loss or damage caused by nuclear reaction or nuclear radiation or radioactive contamination, all whether directly or indirectly resulting from an insured peril under such policy. (b) This section shall not prohibit the attachment to any such policy of an endorsement specifically assuming coverage for loss or damage caused by nuclear reaction or nuclear radiation or radioactive contamination.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 3405
What does New York Consolidated Laws § 3405 cover?
Section 3405 ("3405Fire insurance contract; losses from nuclear reaction or radiation") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 3405?
A common citation format is "New York Consolidated Laws § 3405" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 3405 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.