New York § 3201 - 3201Confession of judgment before default on certain installment contracts invalid
Full text of New York New York Consolidated Laws § 3201 — 3201Confession of judgment before default on certain installment contracts invalid, with citation guidance and answers to common questions.
§ 3201. 3201Confession of judgment before default on certain installment contracts invalid
§ 3201. Confession of judgment before default on certain installment contracts invalid. Notwithstanding the provisions of section thirty-two hundred eighteen, no judgment by confession shall be entered on any affidavit which was executed prior to the time a default in the payment of an installment occurs in connection with the purchase for fifteen hundred dollars or less of any commodities for any use other than a commercial or business use upon any plan of deferred payments whereby the price or cost is payable in two or more installments. Any judgment entered in violation of this section is void and unenforceable.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 3201
What does New York Consolidated Laws § 3201 cover?
Section 3201 ("3201Confession of judgment before default on certain installment contracts invalid") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 3201?
A common citation format is "New York Consolidated Laws § 3201" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 3201 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.