New York § 2613 - 2613Eligibility for life and disability insurance for persons with a history of any type of cancer

Full text of New York New York Consolidated Laws § 2613 — 2613Eligibility for life and disability insurance for persons with a history of any type of cancer, with citation guidance and answers to common questions.

§ 2613. 2613Eligibility for life and disability insurance for persons with a history of any type of cancer

§ 2613. Eligibility for life and disability insurance for persons with a history of any type of cancer. (a) Unless its action is based upon sound actuarial principles or is related to actual or reasonably anticipated experience, no insurer shall refuse to issue any policy of life or non-cancelable disability insurance, or cancel or decline to renew such policy because an individual has had any type of cancer, provided that the initial diagnosis of such disease has occurred at least three years prior to the date of application and that a physician has certified that the disease has not reoccurred in the applicant or the individual proposed for such insurance. (b) In the case of an adverse underwriting decision, the insurer shall notify the applicant or proposed insured of its specific reason or reasons for such decision.

Source: official New York text · Last verified 2026-08-27

Frequently Asked Questions About New York § 2613

What does New York Consolidated Laws § 2613 cover?

Section 2613 ("2613Eligibility for life and disability insurance for persons with a history of any type of cancer") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New York § 2613?

A common citation format is "New York Consolidated Laws § 2613" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New York law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.

How does New York § 2613 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New York.