New York § 651 - 651Reduction of retirement age
Full text of New York New York Consolidated Laws § 651 — 651Reduction of retirement age, with citation guidance and answers to common questions.
§ 651. 651Reduction of retirement age
§ 651. Reduction of retirement age. a. A member described in section six hundred fifty of this article may, subject to the provisions of subdivision b of this section (and notwithstanding the provisions for benefit reduction contained in subdivision a of section four hundred forty-two and subdivision c of section five hundred four of this chapter), retire without reduction of his or her service retirement benefit prior to the attainment of the normal retirement age in accordance with the following schedule: (i) For each full year of covered employment occurring prior to January first, nineteen hundred seventy-one, his or her normal retirement age shall be reduced by six months; and (ii) For each full year of covered employment occurring prior to January first, two thousand nine which is subsequent to December thirty-first, nineteen hundred seventy, his or her normal retirement age shall be reduced by four months. b. Provided however, that nothing herein: (i) Shall permit a member of Tier one to retire, other than for disability, prior to the attainment of age fifty, or a member of Tier two, three or four to retire, other than for disability, prior to the attainment of age fifty-five; and (ii) Shall be construed to affect any other condition or requirement of any general, special or local law.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 651
What does New York Consolidated Laws § 651 cover?
Section 651 ("651Reduction of retirement age") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 651?
A common citation format is "New York Consolidated Laws § 651" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 651 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.