New York § 2345 - 2345Disclosure of premium reductions and surcharges
Full text of New York New York Consolidated Laws § 2345 — 2345Disclosure of premium reductions and surcharges, with citation guidance and answers to common questions.
§ 2345. 2345Disclosure of premium reductions and surcharges
§ 2345. Disclosure of premium reductions and surcharges. (a) Every authorized insurer shall specify the nature of each premium reduction or surcharge applied on a non-commercial motor vehicle insurance policy. (b) The insurer shall also specify the total dollar amount attributable to all surcharges and the dollar amount attributable to each reduction. (c) The disclosures shall be made on either the premium bill, the declarations page or a notice accompanying the premium bill or the declarations page, when the surcharge or reduction is initially made and thereafter at each policy renewal.
Source: official New York text · Last verified 2026-08-27
Frequently Asked Questions About New York § 2345
What does New York Consolidated Laws § 2345 cover?
Section 2345 ("2345Disclosure of premium reductions and surcharges") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New York § 2345?
A common citation format is "New York Consolidated Laws § 2345" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New York law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.
How does New York § 2345 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New York.