New York § 2332 - 2332Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators

Full text of New York New York Consolidated Laws § 2332 — 2332Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators, with citation guidance and answers to common questions.

§ 2332. 2332Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators

§ 2332. Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators. With respect to non-commercial private passenger automobiles, no filing of a rate, rating plan, rating rule or rate manual applicable to motor vehicle collision insurance, the insurance provided for in section five thousand one hundred three of this chapter, bodily injury liability insurance or property damage liability insurance shall be approved by the superintendent unless, in accordance with a regulation issued after a public hearing, the filing reflects an appropriate rate differential between an experienced and inexperienced principal operator.

Source: official New York text · Last verified 2026-08-27

Frequently Asked Questions About New York § 2332

What does New York Consolidated Laws § 2332 cover?

Section 2332 ("2332Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators") is part of the New York Consolidated Laws, the codified statutory law of New York. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New York § 2332?

A common citation format is "New York Consolidated Laws § 2332" (New York). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New York law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New York official source linked on this page or consult a licensed New York attorney.

How does New York § 2332 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New York can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New York.