New Mexico § 56-3-7 - Civil liability for noncompliance
Full text of New Mexico New Mexico Statutes Annotated § 56-3-7 — Civil liability for noncompliance, with citation guidance and answers to common questions.
§ 56-3-7. Civil liability for noncompliance
A. Any credit bureau or user of information that willfully fails to comply with any
requirement of Sections 56-3-1 through 56-3-6 NMSA 1978 with respect to any consumer is liable to that consumer in an amount equal to: (1) any actual damages sustained by the consumer as a result of the failure; (2) punitive damages as the court may allow; and (3) in the case of any successful action under this section, costs of the action and
reasonable attorney's fees as determined by the court. B. Any credit bureau or user of information that is negligent in failing to comply
with any requirement of Sections 56-3-1 through 56-3-6 NMSA 1978 with respect to any consumer is liable to that consumer in an amount equal to: (1) any actual damages sustained by the consumer as a result of the failure; and (2) in the case of any successful action under this section, costs of the action and
reasonable attorney's fees as determined by the court.
Source: official New Mexico text · Last verified 2026-08-27
Frequently Asked Questions About New Mexico § 56-3-7
What does New Mexico Statutes Annotated § 56-3-7 cover?
Section 56-3-7 ("Civil liability for noncompliance") is part of the New Mexico Statutes Annotated, the codified statutory law of New Mexico. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New Mexico § 56-3-7?
A common citation format is "New Mexico Statutes Annotated § 56-3-7" (New Mexico). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New Mexico law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New Mexico official source linked on this page or consult a licensed New Mexico attorney.
How does New Mexico § 56-3-7 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New Mexico can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New Mexico.