New Mexico § 56-3-2 - Availability of information to the public; liability

§ 56-3-2. Availability of information to the public; liability

A. Any credit bureau conducting business in the state shall provide trained personnel

to interview and counsel with a consumer, during normal business hours, concerning

any information about that consumer contained in the credit bureau's files. B. A credit bureau, upon request, shall disclose the content of all information about

that particular consumer which is included in his credit report or rating, if the

consumer making the request presents adequate identification. C. For any consumer to whom credit has been refused because of a credit bureau's report,

the credit bureau which compiled the report shall make any necessary reinvestigation

and perform any necessary updating or correction of records at no cost to the consumer. A credit bureau may charge a fee of not to exceed five dollars ($5.00) for any reinvestigation

requested by any consumer, if that consumer has not been refused credit on the basis

of a credit bureau report. D. After a credit bureau has been given written notice of any error in its credit

report or record by a consumer, the credit bureau is liable for any subsequent report

which fails to correct the error. However, prior to receiving written notice of such error, a credit bureau or its

source of information is not liable for any damages caused by any reports or dispersal

of information which is the result of an unintentional error of either the credit

bureau or its source of information. E. A credit bureau shall give to any consumer examining his credit record forms upon

which to designate any errors which the consumer discovers in his credit record or

report.