New Jersey § 9:17a-2

§ 9:17a-2.

Any contract, promissory note or other written obligation made, entered into or executed

by any minor to repay or secure payment of any loan or loans made on account of any

aid and assistance received by such minor from any person for the purpose of furthering

his education at an institution of higher education, shall, notwithstanding any provision

of law to the contrary, be as valid, binding and enforceable against the said minor

with the same force and effect as if said minor were, at the time of making and executing

the same, of the age of 21 years, and such obligation may be enforced in any action

or proceeding by or against such minor in his or her own name, and shall be valid

without the consent thereto of the parent or guardian of such minor and such minor

shall not disaffirm such instrument because of his or her age, nor shall any person

hereafter interpose the defense that he or she is or was at the time of making and

executing the same, a minor in any action or proceeding arising out of any such loan

or obligation, provided that the person making the loan shall have in his records

prior to making any such loan a written certification from the institution of higher

education that such minor is regularly enrolled in and attending the institution of

higher education or has been accepted for regular enrollment in and plans to attend

the institution of higher education.