New Jersey § 56:8-176

§ 56:8-176.

a. Prepaid calling service providers and prepaid calling card distributors shall disclose

the following information on cards or their packaging, as prescribed by the director

by regulation, and in any advertising for the service or cards, including any Internet

web site used to promote or distribute the service or cards: (1) The name of the prepaid calling service provider; (2) The provider's 24 hour customer service telephone number; (3) The amount and frequency of any permitted fee that may be applicable to the use

of the card or service for calls originating within the United States; (4) Notice that additional or different per minute rates, charges or fees may apply

to use of the card or the service for calls to or from international telephone numbers,

international cellular and international wireless telephone numbers; (5) Notice that per minute rates may be higher for calls made via toll-free numbers; (6) The value of the card or service, in dollars or minutes; (7) Any applicable policies relating to refund, recharge, decrement and expiration;

and (8) Such additional information as the director may prescribe by regulation, including,

but not limited to, information concerning the notice and disclosure of any rates,

charges or fees for the use of the card or the service for calls. b. Prepaid calling service providers and prepaid calling card distributors shall make

available through the customer service number, a website or other electronic medium,

packaging, if any, or in a clear and conspicuous poster or other writing in plain

language at the point of sale such information as the director may prescribe by regulation. c. All minutes or rates, or both, promoted or advertised on any prepaid calling card,

any point of sale material relating to that card or otherwise relating to any prepaid

calling service, shall be available and achievable by the customer, and there shall

be no limitations on the period of time for which the promoted or advertised minutes

or rates, or both, will be available to the customer unless those limitations are

clearly and conspicuously disclosed in the same location on the card, advertising

or point of sale material where the minutes or rates, or both, are promoted or advertised. All minutes promoted, advertised or disclosed on any voice prompt given to a customer

at the time the customer places a call with the card, whether or not required by regulation

to be given to the customer, shall be immediately available and achievable by the

customer on that call. The customer shall not be charged for any busy signal or unanswered call. d. A provider may not charge, apply or deduct from a card's balance any fees, taxes,

surcharges or other amounts for use of the card, except: (1) the rate per minute

for the particular destination called; (2) any permitted fees; and (3) any rate

per minute, fee or charge permitted pursuant to paragraph (4) or (5) of subsection

a. of this section. e. If a language other than English is predominantly used on a prepaid calling card,

its packaging, or in point of sale advertising or promotion for the prepaid calling

card or prepaid calling service, then the disclosures required by this section shall

be disclosed in that language on that card, packaging, advertisement or promotion. f. In the case of a prepaid calling service provider, the company's 24 hour customer

service telephone number shall enable the customer to obtain, at no charge, any and

all applicable information regarding the rates, any permitted fees, charges and minutes

available and remaining on the card for use in a single, uninterrupted call to a single,

requested destination through the card and prepaid calling service. Customer service may be provided by a combination of a live operator, interactive

voice response, and electronic voice recording of customer inquiries and complaints,

but live operator service shall be available 24 hours a day, seven days a week. If an electronic voice recorder is used, the provider shall attempt to contact the

customer no later than the next day following the date of the recording. g. Providers and distributors shall conspicuously display the applicable access numbers

for the use of the card on the body of the card itself or on its packaging. h. A company shall not impose any fee or surcharge that is not disclosed as required

by this section or that exceeds the amount disclosed by the company.