New Jersey § 56:12-65

§ 56:12-65.

a. If a lessee is 15 days or more in default of the periodic payments due on the lease

and the lessor wishes to declare a default and cancel or terminate the lease, the

lessor shall personally deliver to the lessee or send by first class, certified mail

at the lessee's last known address as shown on the records of the lessor, a notice

of cancellation. A lessee who is in default under a lease solely for failure to make a payment required

by the lease shall have the right to reinstate the lease, subject to the provisions

of this section. If the lessee has the right to reinstate the lease, the notice of cancellation shall

provide that the lessee has 15 days to reinstate the lease by paying all past due

periodic payments, late fees and other amounts due under the lease, and, if the motor

vehicle has been repossessed, the cost to the lessor of repossessing, storing and

transporting the motor vehicle. Such costs may include a reasonable attorney's fee and court costs, if actually

incurred by the lessor and if provided for in the lease. Upon payment within the 15-day period to the lessor of the amounts due, the lessor

shall reinstate the lease as if the lessee had not been in default of payment. The lessor shall not be required to reinstate a lease more than once during the

term of the lease. The lessee has no right to reinstatement if the default is for any reason other

than or in addition to the failure to make a payment required by the lease. b. In the event of the death of a lessee before the expiration of a lease, there shall

be no default if the lessee's surviving spouse continues to make payments to the lessor

in accordance with the terms of the lease notwithstanding the death of the lessee.