New Jersey § 56:12-1
Full text of New Jersey New Jersey Statutes § 56:12-1, with citation guidance and answers to common questions.
§ 56:12-1.
As used in this act: “ Consumer contract ” means a written agreement in which an individual: a. Leases or licenses real or personal property; b. Obtains credit; c. Obtains insurance coverage, except insurance coverage contained in policies subject
to the “Life and Health Insurance Policy Language Simplification Act , ” P.L.1979, c. 167 ( C.17B:17-17 et seq. ) ; d. Borrows money; e. Purchases real or personal property; f. Contracts for services including professional services ; g. Enters into a service contract, as defined in section 1 of P.L.2013, c. 197 ( C.56:12-87 ) , for cash or on credit and the money, property or services are obtained for personal,
family or household purposes. “ Consumer contract ” includes writings required to complete the consumer transaction. “ Consumer contract ” does not include a written agreement involving a transaction in securities with
a broker-dealer registered with the Securities and Exchange Commission, or a transaction
in commodities with a futures commission merchant registered with the Commodity Futures Trading Commission.
Frequently Asked Questions About New Jersey § 56:12-1
What does New Jersey Statutes § 56:12-1 cover?
Section 56:12-1 is part of the New Jersey Statutes, the codified statutory law of New Jersey. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New Jersey § 56:12-1?
A common citation format is "New Jersey Statutes § 56:12-1" (New Jersey). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New Jersey law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New Jersey official source linked on this page or consult a licensed New Jersey attorney.
How does New Jersey § 56:12-1 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New Jersey can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New Jersey.