New Jersey § 56:11-51
Full text of New Jersey New Jersey Statutes § 56:11-51, with citation guidance and answers to common questions.
§ 56:11-51.
a. A creditor shall not deny credit to, or reduce the credit limit of, an individual
solely because that individual was a victim of identity theft pursuant to N.J.S.2C:21-1 , section 1 of P.L.1983, c. 565 (C.2C: 21-2.1) or N.J.S.2C:21-17 . For purposes of this section, “victim of identity theft” means any individual who,
prior to or at the time of applying for credit, or for increasing the individual's
credit limit, presents to a creditor: (1) a copy of a police report filed pursuant to section 3 of P.L.2005, c. 226 ( C.2C:21-17.6 ); or (2) either: (a) a properly completed copy of a standardized affidavit of identity theft, as established
by the Federal Trade Commission pursuant to section 609 of the federal “Fair Credit
Reporting Act,” Pub.L.91-508 ( 15 U.S.C. s.1681g ); or (b) a similar, duly executed affidavit concerning the victim's identity theft. b. The provisions of subsection a. of this section shall not abrogate the right of
a creditor to deny credit to, or reduce the credit limit of, a victim of identity
theft for any other reason authorized by law.
Frequently Asked Questions About New Jersey § 56:11-51
What does New Jersey Statutes § 56:11-51 cover?
Section 56:11-51 is part of the New Jersey Statutes, the codified statutory law of New Jersey. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite New Jersey § 56:11-51?
A common citation format is "New Jersey Statutes § 56:11-51" (New Jersey). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of New Jersey law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the New Jersey official source linked on this page or consult a licensed New Jersey attorney.
How does New Jersey § 56:11-51 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New Jersey can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in New Jersey.