New Jersey § 56:11-38

§ 56:11-38.

a. Any person who willfully fails to comply with any requirement imposed under this

act with respect to any consumer is liable to that consumer in an amount equal to

the sum of: (1) (a) any actual damages sustained by the consumer as a result of the failure or

damages of not less than $100 and not more than $1,000; or (b) in the case of liability of a natural person for obtaining a consumer report under

false pretenses or knowingly without a permissible purpose, actual damages sustained

by the consumer as a result of the failure or $1,000, whichever is greater; (2) such amount of punitive damages as the court may allow; and (3) in the case of any successful action to enforce any liability under this section,

the costs of the action together with reasonable attorneys' fees as determined by

the court. b. Any person who obtains a consumer report from a consumer reporting agency under

false pretenses or knowingly without a permissible purpose shall be liable to the

consumer reporting agency for actual damages sustained by the consumer reporting agency

or $1,000, whichever is greater. c. Upon a finding by the court that an unsuccessful pleading, motion, or other paper

filed in connection with an action under this section was filed in bad faith or for

purposes of harassment, the court shall award to the prevailing party attorneys' fees

reasonable in relation to the work expended in responding to the pleading, motion,

or other paper.