New Jersey § 56:11-37

§ 56:11-37.

a. Except as provided in subsections b., c., d. and e. of this section, a consumer

reporting agency may impose a reasonable charge on a consumer for: (1) making a disclosure to the consumer pursuant to section 7 of this act if the request

is the second or subsequent request in a 12-month period of time and is not made pursuant

to subsection b. of this section; the charge for this disclosure shall not exceed

$8 and shall be indicated to the consumer before making the disclosure; (2) furnishing to a person designated by the consumer pursuant to subsection k. of

section 9 of this act a statement, codification, or summary filed or developed under

subsection i. or j. of section 9 of this act, after notification of the consumer under

subsection f. of section 9 of this act with respect to the reinvestigation; this

charge shall not exceed the charge that the agency would impose on each designated

recipient for a consumer report and shall be indicated to the consumer before furnishing

this information. b. Each consumer reporting agency that maintains a file on a consumer shall make all

disclosures required pursuant to section 7 of this act without charge to the consumer

if, not later than 60 days after receipt by the consumer of a notification of an adverse

action or notification from a debt collection agency affiliated with the consumer

reporting agency stating that the consumer's credit rating may be or has been adversely

affected, the consumer makes a request under section 7 of this act. c. Upon the request of the consumer, a consumer reporting agency shall make all disclosures

required pursuant to section 7 of this act once during any 12-month period without

charge to the consumer. d. A consumer reporting agency shall not impose any charge on a consumer for providing

any notification required by this act, including but not limited to, the notification

required pursuant to subsection k. of section 9 of this act following deletion of

information from a consumer's file pursuant to section 9 of this act, or making any

disclosure required by this act, except as authorized by subsection a. of this section. e. Upon request of the consumer, a consumer reporting agency shall make all disclosures

required pursuant to section 7 of this act once during any 12-month period without

charge to that consumer if the consumer certifies in writing that the consumer: (1) is unemployed and intends to apply for employment in the 60-day period beginning

on the date on which certification is made; (2) is a recipient of assistance under the Work First New Jersey Program; (3) has reason to believe that the file on the consumer at the agency contains inaccurate

information due to fraud ; or (4) has been a victim of a violation of N.J.S.2C:21-1 , section 1 of P.L.1983, c. 565 (2C:21-2.1) or N.J.S.2C:21-17 and the court has ordered the deletion of those items of information that were the

result of the unlawful use of the victim's personal identifying information .