New Jersey § 46:30b-7

§ 46:30b-7.

Property shall not be presumed abandoned if within the period that the property remains

unclaimed the apparent owner communicated in writing or by other means reflected in a contemporaneous

record prepared by or on behalf of the holder, with the holder concerning property

or the account in which the property is held, or has otherwise indicated an interest

in the property. A communication with an owner by a person other than the holder or its representative

who has not in writing identified the property to the owner is not an indication of

interest in the property by the owner. An indication of an owner's interest in property includes: the presentment of a check or other instrument of payment of a dividend or other distribution

made with respect to an account or underlying stock or other interest in a business

association or financial organization or, in the case of a distribution made by electronic

or similar means, evidence that the distribution has been received; owner-directed activity in the account in which the property is held, including a

direction by the owner to increase, decrease, or change the amount or type of property

held in the account; or the payment of a premium with respect to a property interest in an insurance policy. The application of an automatic premium loan provision or other nonforfeiture provision

contained in an insurance policy does not prevent a policy from maturing or terminating

if the insured has died or the insured or the beneficiary of the policy has otherwise

become entitled to the proceeds before the depletion of the cash surrender value of

a policy by the application of those provisions .