New Jersey § 39:5h-10

§ 39:5h-10.

a. On or before the effective date of P.L.2017, c. 26 ( C.39:5H-1 et seq. ), a transportation network company driver, transportation network company, or any

combination of the two shall maintain primary automobile insurance that recognizes

that the driver is a transportation network company driver, or otherwise uses a personal

vehicle to provide prearranged rides, and covers the driver: (1) while the driver

is logged on to the transportation network company's digital network but is not providing

a prearranged ride; or (2) while the driver is providing a prearranged ride. b. Whenever a transportation network company driver is logged on to the transportation

network company's digital network and is available to receive a prearranged ride request,

but is not providing a prearranged ride, the transportation network company driver,

transportation network company, or any combination of the two shall maintain the following

insurance coverage: (1) primary automobile liability insurance in the amount of at least $50,000 for death

or bodily injury per person, $100,000 for death or bodily injury per incident, and

$25,000 for property damage; (2) primary personal injury protection benefits that provide coverage amounts selected

pursuant to section 4 of P.L.1972, c. 70 ( C.39:6A-4 ); and (3) uninsured and underinsured motorist coverage to the extent required pursuant to

section 2 of P.L.1968, c. 385 ( C.17:28-1.1 ). c. Whenever a transportation network company driver is providing a prearranged ride,

the transportation network company driver, transportation network company, or any

combination of the two shall maintain the following insurance coverage: (1) primary automobile liability insurance in the amount of at least $1,500,000 for

death, bodily injury, and property damage; (2) primary automobile insurance for medical payments benefits in an amount of at

least $10,000 per person per incident, which shall only apply to and provide coverage

for the benefit of the transportation network company driver; and (3) uninsured and underinsured motorist coverage in an amount of at least $1,500,000. d. If the insurance coverage maintained by a transportation network company driver

pursuant to subsections b. and c. of this section has lapsed or does not provide the

required coverage, insurance maintained by the transportation network company shall

provide the coverage required by subsections b. and c. of this section beginning with

the first dollar of a claim and the transportation network company shall have the

duty to defend the claim. e. Coverage under an automobile insurance policy maintained by the transportation

network company shall not be dependent upon a private passenger automobile insurer

first denying a claim nor shall a private passenger automobile insurance policy be

required to first deny a claim. f. Insurance coverage required by this section may be obtained from an insurance company

duly licensed to transact business under the insurance laws of this State or by an

eligible surplus lines insurer under section 11 of P.L.1960, c. 32 ( C.17:22-6.45 ). g. The coverage required pursuant to subsections b. and c. of this section shall be

deemed to meet the financial responsibility requirements of the “Motor Vehicle Security-Responsibility

Law,” P.L.1952, c. 173 ( C.39:6-23 et seq. ), P.L.1972, c. 197 ( C.39:6B-1 et seq. ), and P.L.1972, c. 70 ( C.39:6A-1 et seq. ). h. A transportation network company driver shall carry proof of insurance required

pursuant to subsections b. and c. of this section at all times while using a personal

vehicle in connection with a transportation network company's digital network. In the event of an accident, a transportation network company driver shall, upon

request, provide insurance coverage information to the directly interested parties,

automobile insurers, and investigating law enforcement officers. The insurance coverage information may be displayed or provided in either paper

or electronic form as provided in R.S.39:3-29 . A transportation network company driver shall, upon request, disclose to the directly

interested parties, automobile insurers, and investigating law enforcement officers

whether the driver was logged on to a digital network as a driver or whether the driver

was providing a prearranged ride at the time of the accident. i. If a transportation network company's insurer makes a payment for a claim for damage

to a motor vehicle in which a lienholder holds a security interest, then the transportation

network company shall cause its insurer to issue the payment directly to the business

repairing the motor vehicle or jointly to the owner of the motor vehicle and the primary

lienholder on the covered motor vehicle. j. The limitation on lawsuit option set forth in subsection a. of section 8 of P.L.1972,

c. 70 ( C.39:6A-8 ) shall not be assertable by a transportation network company or a transportation

network company driver in any action for damages arising from a prearranged ride,

or be asserted against any party not receiving personal injury protection benefits

in any action for damages arising from a prearranged ride.