New Jersey § 2c:21-17

§ 2c:21-17.

a. Any person who suffers any ascertainable loss of moneys or property, real or personal,

as a result of the use of that person's personal identifying information, in violation

of N.J.S.2C:21-1 , section 1 of P.L.1983, c. 565 (2C:21-2.1) , N.J.S.2C:21-17 , section 5 of P.L.2003, c. 184 ( C.2C:21-17.2 ) or section 6 of P.L.2003, c. 184 ( C.2C:21-17.3 ) , may bring an action in any court of competent jurisdiction. In any action under this section the court shall, in addition to any other appropriate

legal or equitable relief, award damages in an amount three times the value of all

costs incurred by the victim as a result of the person's criminal activity. These costs may include, but are not limited to, those incurred by the victim in

clearing his credit history or credit rating, or those incurred in connection with

any civil or administrative proceeding to satisfy any debt, lien, or other obligation

of the victim arising as a result of the actions of the defendant. The victim may also recover those costs incurred for attorneys' fees, court costs

and any out-of -pocket 1 losses. A financial institution, insurance company, bonding association or business that

suffers direct financial loss as a result of the offense shall also be entitled to

damages, but damages to natural persons shall be fully satisfied prior to any payment

to a financial institution, insurance company, bonding association or business. b. The standard of proof in actions brought under this section is a preponderance

of the evidence, and the fact that a prosecution for a violation of N.J.S.2C:21-1 , section 1 of P.L.1983, c. 565 (2C:21-2.1) or N.J.S.2C:21-17 is not instituted or, where instituted, terminates without a conviction shall not

preclude an action pursuant to this section. A final judgment rendered in favor of the State in any criminal proceeding shall

estop the defendant from denying the same conduct in any civil action brought pursuant

to this section. c. The cause of action authorized by this section shall be in addition to and not

in lieu of any forfeiture or any other action, injunctive relief or any other remedy

available at law, except that where the defendant is convicted of a violation of this

act, the court in the criminal action, upon the application of the Attorney General

or the prosecutor, shall in addition to any other disposition authorized by this Title

sentence the defendant to pay restitution in an amount equal to the costs incurred

by the victim as a result of the defendant's criminal activity, regardless of whether

a civil action has been instituted. These costs may include, but are not limited to those incurred by the victim in

clearing his credit history or credit rating; those incurred in connection with any

civil or administrative proceeding to satisfy any debt, lien, or other obligation

of the victim arising as a result of the actions of the defendant; or those incurred

for attorneys' fees, court costs and any out-of-pocket losses. A financial institution, insurance company, bonding association or business that

suffers direct financial loss as a result of the offense shall also be entitled to

restitution, but restitution to natural persons shall be fully satisfied prior to

any payment to a financial institution, insurance company, bonding association or

business. 1

So in original.