New Jersey § 2a:65d-6

§ 2a:65d-6.

No person shall send an unsolicited check to an individual which, upon being cashed

or redeemed, automatically obligates the recipient to pay any fee or enrolls that

individual in any club, service, plan, or continuing agreement. For the purposes of this act, an “ unsolicited check ” means any check mailed or otherwise delivered to a person, other than: a. In response to a request or application for a check or account by the person; b. As a substitute for a check or account previously issued to the person to whom

the check is mailed or otherwise delivered; or c. A check related to a consumer credit transaction or consumer loan business issued

or provided by an insured depository institution as defined in 12 U.S.C. s.1813, a

licensee under the New Jersey Consumer Finance Licensing Act, sections 1 through 49

of P.L.1996, c. 157 ( C.17:11C-1 et seq. ), or other financial institution authorized to do business by the New Jersey Department

of Banking and Insurance.