New Jersey § 2a:50-56

§ 2a:50-56.

a. In addition to any other requirements under law, regulation or court rule, in all

residential mortgage foreclosure actions, an attorney filing a foreclosure complaint

shall include a certification of diligent inquiry. The certification of diligent inquiry shall certify: (1) that the attorney has communicated with an employee or employees of the plaintiff

or of the plaintiff's mortgage loan servicer who: (a) personally reviewed the complaint

and confirmed the accuracy of its content, based on business records kept in the regular

course of business by the plaintiff or the plaintiff's mortgage loan servicer, and

who, if employed by the plaintiff's mortgage loan servicer, identified the relationship

between the mortgage loan servicer and the plaintiff; and (b) confirmed the authority

of the mortgage loan servicer to act on behalf of the plaintiff; (2) the names and titles, and the responsibilities in those titles, of the plaintiff's

or plaintiff's mortgage loan servicer's employees with whom the attorney communicated

pursuant to paragraph (1) of this section and the date and mode of communication employed

to contact them; (3) that the attorney has reviewed the facts of the case and that, based on the information

received pursuant to this section and the attorney's review of the pertinent documents,

to the best of the attorney's knowledge, information and belief there is a reasonable

basis for the commencement of the action and that the plaintiff is currently the residential

mortgage lender entitled to enforce rights under those documents; and (4) that the attorney is aware that the failure to comply with the provisions of this

section may result in the penalties provided for in subsection b. of this section

or, where the failure constitutes a violation of the Rules of Professional Conduct,

may include sanctions imposed by the Supreme Court of New Jersey. b. If the court finds that the plaintiff has failed to comply with the provisions

of subsection a. of this section, the court may dismiss the complaint or deny the

accrual of any costs, attorney's fees and other fees relating to the mortgage debt.