New Jersey § 25:2-25

§ 25:2-25.

a. A transfer made or obligation incurred by a debtor is voidable as to a creditor, whether the creditor's claim arose before or after the transfer

was made or the obligation was incurred, if the debtor made the transfer or incurred

the obligation: (1) With actual intent to hinder, delay, or defraud any creditor of the debtor; or (2) Without receiving a reasonably equivalent value in exchange for the transfer or obligation,

and the debtor: (a) Was engaged or was about to engage in a business or a transaction for which the remaining

assets of the debtor were unreasonably small in relation to the business or transaction;

or (b) Intended to incur, or believed or reasonably should have believed that the debtor

would incur, debts beyond the debtor's ability to pay as they become due. b. A creditor making a claim for relief under subsection a. of this section has the

burden of proving the elements of the claim for relief by a preponderance of the evidence.