New Jersey § 18a:66-53

§ 18a:66-53.

a. Each member who is a member on January 1, 1958 and each person who thereafter becomes

a member will be eligible to purchase the additional death benefit coverage hereinafter

described, provided that he selects such coverage within one year after January 1,

1958 or after the effective date of membership, whichever date is later. b. Each member who is a member on October 29, 1969 , but for whom such additional death benefit coverage is not then in effect, shall,

during the period stated below, also be eligible to elect such additional death benefit

coverage, provided he (1) furnished satisfactory evidence of insurability, (2) on

the date of such election is actively at work and performing all his regular duties

at his customary place of employment and (3) agrees to make such additional contribution

as may be required by the board of trustees by reason of the commencement of such member's participation in the benefits of this section pursuant to this subsection b. Applications under this subsection shall be filed during the period January 1, 1970

to March 31, 1970, both dates inclusive. Benefits for a member applying under this subsection shall come into effect on the later of (a) July 1, 1970 and (b) the date a required

percentage of such members shall have applied for such additional death benefit coverage. This required percentage shall be fixed by the board of trustees. Any such percentage may be made applicable to male or female members only or to

other groupings as determined by the board of trustees. c. No member who enrolls on and after July 1, 1970 for the additional death benefit

coverage provided by this section shall be eligible for the benefits described in

subsections f. and g. if such member retires with less than 10 years of participation

in the program. d. The board of trustees shall establish schedules of contributions to be made by

the members who elect to purchase the additional death benefit coverage. Such contributions shall be so computed that the contributions made by or on behalf

of all covered members in the aggregate shall be sufficient to provide for the cost of the benefits established

by subsections e. and g. of this section. Such schedules of contributions shall be subject to adjustment from time to time,

by the board of trustees, as the need may appear. e. Upon the receipt of proper proofs of the death in service, occurring on or after July 1, 1968, of any such member while covered for the additional death

benefit coverage there shall be paid to such member's beneficiary an amount equal

to two times the compensation received by the member in the last year of creditable

service. f. The board of trustees may also provide, effective as of January 1, 1961, for additional

death benefit coverage, as described in subsection g. of this section, for former

members who are receiving retirement allowances pursuant to the provisions of this

article, subject to the provisions hereinafter stated, and the board may terminate

such coverage at any time . The additional death benefit coverage to be so provided shall be in accordance with rules

as determined by the board from time to time on the basis of dates of retirement or

other factors deemed appropriate by it. In no event shall the additional death benefit coverage described in subsection

g. of this section apply to any former member receiving a retirement allowance unless

such member was covered by the additional death benefit described in subsection e.

of this section during the former member's last month of creditable service. No contributions toward the cost of additional death benefit coverage described

in subsection g. of this section shall be required of a former member while he is

receiving a retirement allowance pursuant to the provisions of this article. g. Upon receipt of proper proofs of the death, occurring on or after July 1, 1968,

of a former member who was covered for the additional death benefit coverage pursuant

to subsection f. of this section, there shall be paid to such former member's beneficiary

an amount equal to 1 / 4 of the compensation received by the former member in the last year of creditable

service or in the year of the former member's highest contractual salary, whichever is higher . h. The contributions of a member for the additional death benefit coverage shall be

deducted from his compensation, but if there is no compensation from which such contributions

may be deducted it shall be the obligation of the member, except as provided in subsection

j. of this section, to make such contributions directly to the retirement system or

as directed by the system; provided, however, that no contributions shall be required

while a member remains in service after attaining age 70 but that his employer shall

be required to pay into the fund on his behalf in such case an amount equal to the

contributions otherwise required by the board of trustees in accordance with this

section. i. Any other provisions of this article notwithstanding the contributions of a member

for the additional death benefit coverage under this section shall not be returnable

to the member or his beneficiary in any manner, or for any reason whatsoever, nor

shall any contributions made for the additional death benefit coverage be included

in any annuity payable to any such member or to his beneficiary. j. For the purpose of this section, a member shall be deemed to be in service (1)

while he is disabled due to sickness or injury arising out of or in the course of

his employment as a teacher to whom this article applies, is not engaged in any gainful

occupation, and is receiving or entitled to receive periodic benefits (including any

commutation of, or substitute for, such benefits) for loss of time on account of such

disability under or by reason of workmen's compensation law, occupational disease

law or similar legislation; or (2) for a period of no more than two years while on

official leave of absence without pay if satisfactory evidence is presented to the

retirement system that such leave of absence without pay is due to illness other than

an illness to which (1) above applies. No contributions for the optional death benefit provided by this section shall be

required of a member while he is deemed to be in service pursuant to the above provisions

of this subsection j. k. All other provisions of this section notwithstanding , this section and the benefits provided under this section shall not come into effect

until a required percentage of the members shall have applied for the additional death

benefit coverage under this section. This required percentage shall be fixed by the board of trustees. Any such percentage may be made applicable to male or female members only or to other groupings as determined by the board of trustees. Applications for such additional death benefit coverage shall be submitted to the

system in such manner and upon such forms as the retirement system shall provide. l . Any person becoming a member of the retirement system after benefits provided under

this section shall have come into effect, who is, by sex or other characteristic,

within the grouping to which the additional death benefit coverage under this section

is applicable, for the first year of his membership in the retirement system shall

be covered by the additional death benefit coverage provisions of this section with

the benefit in the event of death, in the first year of membership only, being based

upon contractual salary instead of compensation actually received and shall make contributions

as fixed by the board of trustees during such period. Such member shall have the right to continue to be covered by the benefits of this

section and to contribute therefor after his first year of membership has been completed. This subsection shall not apply in the case of such a member who has already attained

his sixtieth birthday prior to becoming a member of the retirement system unless he

shall furnish satisfactory evidence of insurability at the time of becoming a member.