New Jersey § 12a:9-108

Full text of New Jersey New Jersey Statutes § 12a:9-108, with citation guidance and answers to common questions.

§ 12a:9-108.

(a) Sufficiency of description. Except as otherwise provided in subsections (c), (d), (e) and (f) , a description of personal or real property is sufficient, whether or not it is specific,

if it reasonably identifies what is described. (b) Examples of reasonable identification. Except as otherwise provided in subsection (d) , a description of collateral reasonably identifies the collateral if it identifies

the collateral by: (1) specific listing; (2) category; (3) except as otherwise provided in subsection (e) , a type of collateral defined in the Uniform Commercial Code; (4) quantity; (5) computational or allocational formula or procedure; or (6) except as otherwise provided in subsection (c) , any other method, if the identity of the collateral is objectively determinable. (c) Supergeneric description not sufficient. A description of collateral as “all the debtor's assets” or “all the debtor's personal

property” or using words of similar import does not reasonably identify the collateral. (d) Investment property. Except as otherwise provided in subsection (e) , a description of a security entitlement, securities account, or commodity account

is sufficient if it describes: (1) the collateral by those terms or as investment property; or (2) the underlying financial asset or commodity contract. (e) When description by type insufficient. A description only by type of collateral defined in the Uniform Commercial Code

is an insufficient description of: (1) a commercial tort claim; or (2) in a consumer transaction, consumer goods, a security entitlement, a securities

account, or a commodity account (f) Bondable transition property. A description of bondable transition property is sufficient if it refers to the

bondable stranded costs rate order, as defined in section 3 of P.L.1999, c. 23 ( C.48:3-51 ), establishing the bondable transition property.

Frequently Asked Questions About New Jersey § 12a:9-108

What does New Jersey Statutes § 12a:9-108 cover?

Section 12a:9-108 is part of the New Jersey Statutes, the codified statutory law of New Jersey. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New Jersey § 12a:9-108?

A common citation format is "New Jersey Statutes § 12a:9-108" (New Jersey). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New Jersey law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New Jersey official source linked on this page or consult a licensed New Jersey attorney.

How does New Jersey § 12a:9-108 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New Jersey can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New Jersey.