New Jersey § 12a:3-204

Full text of New Jersey New Jersey Statutes § 12a:3-204, with citation guidance and answers to common questions.

§ 12a:3-204.

a. “ Indorsement ” means a signature, other than that of a signer as maker, drawer, or acceptor, that

alone or accompanied by other words is made on an instrument for the purpose of negotiating

the instrument, restricting payment of the instrument, or incurring indorser's liability

on the instrument, but regardless of the intent of the signer, a signature and its

accompanying words is an indorsement unless the accompanying words, terms of the instrument,

place of the signature, or other circumstances unambiguously indicate that the signature

was made for a purpose other than indorsement. For the purpose of determining whether a signature is made on an instrument, a paper

affixed to the instrument is a part of the instrument. b. “ Indorser ” means a person who makes an indorsement. c. For the purpose of determining whether the transferee of an instrument is a holder,

an indorsement that transfers a security interest in the instrument is effective as

an unqualified indorsement of the instrument. d. If an instrument is payable to a holder under a name that is not the name of the

holder, indorsement may be made by the holder in the name stated in the instrument

or in the holder's name or both, but signature in both names may be required by a

person paying or taking the instrument for value or collection.

Frequently Asked Questions About New Jersey § 12a:3-204

What does New Jersey Statutes § 12a:3-204 cover?

Section 12a:3-204 is part of the New Jersey Statutes, the codified statutory law of New Jersey. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite New Jersey § 12a:3-204?

A common citation format is "New Jersey Statutes § 12a:3-204" (New Jersey). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of New Jersey law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the New Jersey official source linked on this page or consult a licensed New Jersey attorney.

How does New Jersey § 12a:3-204 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in New Jersey can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in New Jersey.