Nevada § 97A.160 - Records required in action to collect debt: Establishment of liability and amount; authentication; retention
Full text of Nevada Nevada Revised Statutes § 97A.160 — Records required in action to collect debt: Establishment of liability and amount; authentication; retention, with citation guidance and answers to common questions.
§ 97A.160. Records required in action to collect debt: Establishment of liability and amount; authentication; retention
1. Notwithstanding the provisions of chapter 52 of NRS, in any action brought to collect
a debt owed to an issuer: (a) The issuer may establish that the cardholder is contractually liable for the debt
owed by submitting the written application for a credit card account submitted to
the issuer by the cardholder or evidence that the cardholder incurred charges on the
account and made payments thereon. (b) The amount owed may be established by photocopies of: (1) The periodic billing statements provided by the issuer; or (2) Information stored by the issuer on a computer, microfilm, microfiche or optical
disc which indicate the amount of the debt owed. 2. The content of such records must be authenticated: (a) Pursuant to the procedures set forth in NRS 52.450 to 52.480 , inclusive; or (b) By the submission of a written affidavit sufficient to establish: (1) The affiant as the custodian of the written records offered as evidence; (2) That the written records offered as evidence were made in the ordinary course
of the issuer's business; and (3) That the written records are true and correct copies of the records retained by
the issuer. 3. The liability of a person other than the cardholder for the amount of any debt
owed to an issuer may be established by evidence indicating that the person caused
the charge to be incurred on the credit card account. 4. An issuer shall retain any record necessary to establish the existence and amount
of any debt owed to the issuer for at least 24 months after the record is first published,
issued or filed.
Source: official Nevada text · Last verified 2026-08-27
Frequently Asked Questions About Nevada § 97A.160
What does Nevada Revised Statutes § 97A.160 cover?
Section 97A.160 ("Records required in action to collect debt: Establishment of liability and amount; authentication; retention") is part of the Nevada Revised Statutes, the codified statutory law of Nevada. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Nevada § 97A.160?
A common citation format is "Nevada Revised Statutes § 97A.160" (Nevada). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Nevada law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Nevada official source linked on this page or consult a licensed Nevada attorney.
How does Nevada § 97A.160 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Nevada can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Nevada.