Nevada § 616B.659 - Election by sole proprietor; physical examination; payment of premiums; effect of failure to pay premiums; withdrawal of election

§ 616B.659. Election by sole proprietor; physical examination; payment of premiums; effect of failure to pay premiums; withdrawal of election

1. A sole proprietor may elect to be included within the terms, conditions and provisions

of chapters 616A to 616D, inclusive, of NRS to secure for himself or herself compensation

equivalent to that to which an employee is entitled for any accidental injury sustained

by the sole proprietor which arises out of and in the course of his or her self-employment

by filing a written notice of election with the Administrator and a private carrier. 2. A private carrier may require a sole proprietor who elects to accept the terms,

conditions and provisions of chapters 616A to 616D, inclusive, of NRS to submit to

a physical examination before his or her coverage commences. If a private carrier requires such a physical examination, the private carrier shall

prescribe the scope of the examination and shall consider it for rating purposes. The cost of the physical examination must be paid by the sole proprietor. 3. A sole proprietor who elects to submit to the provisions of chapters 616A to 616D,

inclusive, of NRS shall pay to the private carrier premiums in such manner and amounts

as may be prescribed by the regulations of the Commissioner. 4. If a sole proprietor fails to pay all premiums required by the regulations of the

Commissioner, the failure operates as a rejection of chapters 616A to 616D, inclusive,

of NRS. 5. A sole proprietor who elects to be included pursuant to the provisions of chapters

616A to 616D, inclusive, of NRS remains subject to all terms, conditions and provisions

of those chapters and all regulations of the Commissioner until the sole proprietor

files written notice with the Administrator and the private carrier that the sole

proprietor withdraws his or her election. 6. For the purposes of chapters 616A to 616D, inclusive, of NRS, a sole proprietor

shall be deemed to be receiving a wage of $300 per month unless, at least 90 days

before any injury for which the sole proprietor requests coverage, the sole proprietor

files written notice with the Administrator and the private carrier that he or she

elects to pay an additional amount of premiums for additional coverage. If the private carrier receives the additional premiums it requires for such additional

coverage, the sole proprietor shall be deemed to be receiving a wage of $1,800 per

month.