Nevada § 604D.400 - Duties of provider; applicability to certain payments

Full text of Nevada Nevada Revised Statutes § 604D.400 — Duties of provider; applicability to certain payments, with citation guidance and answers to common questions.

§ 604D.400. Duties of provider; applicability to certain payments

1. A provider shall: (a) Develop and implement policies and procedures to respond to questions raised by

users and address complaints from users in an expedient manner; (b) Before entering into an agreement with a user for the provision of earned wage

access services: (1) Inform the user of his or her rights under the agreement; and (2) Fully and clearly disclose all fees associated with the earned wage access services; (c) Allow the user to cancel, at any time and without incurring a fee, his or her

participation in an agreement for the provision of earned wage access services; (d) Comply with all local, state and federal privacy and information security laws; (e) If the provider solicits, charges or receives a tip, gratuity or donation from

a user: (1) Conspicuously disclose or cause to be disclosed to the user that any tip, gratuity

or donation paid by the user does not inure to the direct benefit of any specific

employee of the provider or any other person; and (2) Conspicuously provide an option for the user to select zero as an amount for such

tip, gratuity or donation; and (f) If a provider seeks payment of outstanding proceeds, fees or other payments including,

without limitation, voluntary tips, gratuities or other donations from a user's account

at a depository institution, including through a preauthorized electronic fund transfer: (1) Comply with the applicable provisions of the Federal Electronic Fund Transfer

Act and regulations thereunder; and (2) Reimburse the user for the full amount of any overdraft or non-sufficient funds

fee imposed on a user by the user's depository institution that were caused by the

provider attempting to seek payment of any outstanding proceeds, fees or other payments,

including, without limitation, voluntary tips, gratuities or other donations on a

date before, or in an incorrect amount from, the date or amount disclosed to the user. 2. The requirements set forth in subparagraphs (1) and (2) of paragraph (f) of subsection

1 do not apply to any payments of outstanding amounts or fees incurred by a user through

fraudulent or other unlawful means.

Source: official Nevada text · Last verified 2026-08-27

Frequently Asked Questions About Nevada § 604D.400

What does Nevada Revised Statutes § 604D.400 cover?

Section 604D.400 ("Duties of provider; applicability to certain payments") is part of the Nevada Revised Statutes, the codified statutory law of Nevada. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Nevada § 604D.400?

A common citation format is "Nevada Revised Statutes § 604D.400" (Nevada). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Nevada law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Nevada official source linked on this page or consult a licensed Nevada attorney.

How does Nevada § 604D.400 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Nevada can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Nevada.