Nevada § 604A.504 - Written loan agreement required; contents
Full text of Nevada Nevada Revised Statutes § 604A.504 — Written loan agreement required; contents, with citation guidance and answers to common questions.
§ 604A.504. Written loan agreement required; contents
1. Before making a high-interest loan to a customer, a licensee who operates a high-interest
loan service shall provide to the customer a written loan agreement which may be kept
by the customer and which must be written in: (a) English, if the transaction is conducted in English; or (b) Spanish, if the transaction is conducted in Spanish. 2. The loan agreement for the high-interest loan must include, without limitation,
the following information: (a) The name and address of the licensee and the customer; (b) The nature of the security for the high-interest loan, if any; (c) The date and amount of the high-interest loan, amount financed, annual percentage
rate, finance charge, total of payments, payment schedule and a description and the
amount of every fee charged, regardless of the name given to the fee and regardless
of whether the fee is required to be included in the finance charge under the Truth
in Lending Act and Regulation Z; (d) A disclosure of the right of the customer to rescind a high-interest loan pursuant
to the provisions of this chapter; (e) A disclosure of the right of the customer to pay his or her high-interest loan
in full or in part with no additional charge pursuant to the provisions of this chapter; (f) A disclosure stating that, if the customer defaults on the high-interest loan,
the licensee must offer a repayment plan to the customer before the licensee commences
any civil action or process of alternative dispute resolution; and (g) Any other disclosures required under the Truth in Lending Act and Regulation Z
or under any other applicable federal or state statute or regulation.
Source: official Nevada text · Last verified 2026-08-27
Frequently Asked Questions About Nevada § 604A.504
What does Nevada Revised Statutes § 604A.504 cover?
Section 604A.504 ("Written loan agreement required; contents") is part of the Nevada Revised Statutes, the codified statutory law of Nevada. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.
How do I cite Nevada § 604A.504?
A common citation format is "Nevada Revised Statutes § 604A.504" (Nevada). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.
Is this the official text of Nevada law?
No. This page is for research and education and may not include the most recent amendments. For official current law, check the Nevada official source linked on this page or consult a licensed Nevada attorney.
How does Nevada § 604A.504 apply to my situation?
Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Nevada can advise on how this section applies to you. Contact your state or local bar association for a referral.
Sources & Verification
Not legal advice. Verify against the official source and consult a licensed attorney in Nevada.