Nevada § 449A.159 - Limitations on efforts of hospitals to collect; date for accrual of interest; rate of interest; limitations on additional fees

§ 449A.159. Limitations on efforts of hospitals to collect; date for accrual of interest; rate of interest; limitations on additional fees

1. When a person receives hospital care, the hospital must not proceed with any efforts

to collect on any amount owed to the hospital for the hospital care from the responsible

party, other than for any copayment or deductible, if the responsible party has health

insurance or may be eligible for Medicaid, the Children's Health Insurance Program

or any other public program which may pay all or part of the bill, until the hospital

has submitted a bill to the health insurance company or public program and the health

insurance company or public program has made a determination concerning payment of

the claim. 2. Collection efforts may begin and interest may begin to accrue on any amount owed

to the hospital for hospital care which remains unpaid by the responsible party not

sooner than 30 days after the responsible party is sent a bill by mail stating the

amount that he or she is responsible to pay which has been established after receiving

a determination concerning payment of the claim by any insurer or public program and

after applying any discounts. Interest must accrue at a rate which does not exceed the prime rate at the largest

bank in Nevada as ascertained by the Commissioner of Financial Institutions on January

1 or July 1, as the case may be, immediately preceding the date on which the payment

becomes due, plus 2 percent. The rate must be adjusted accordingly on each January 1 and July 1 thereafter until

the payment is satisfied. 3. Except for the interest authorized pursuant to subsection 2 and any court costs

and attorney's fees awarded by a court, no other fees may be charged concerning the

amount that remains unpaid, including, without limitation, collection fees, other

attorney's fees or any other fees or costs.