Nevada § 331.186 - Factors for determining need for, form and amount of insurance coverages

Full text of Nevada Nevada Revised Statutes § 331.186 — Factors for determining need for, form and amount of insurance coverages, with citation guidance and answers to common questions.

§ 331.186. Factors for determining need for, form and amount of insurance coverages

In determining the need for, form and amount of insurance coverages, the State Risk

Manager shall consider: 1. Omission of insurance coverage on property and risks for which insurance and claim

adjustment costs would be disproportionately high in relation to the amount of risk. 2. Economies possible through the use of reasonable deductibles. 3. Use of comprehensive coverages and blanket coverages insuring property of two or

more state agencies. 4. Reliability and financial condition of insurers, and the services which they provide. 5. Means whereby risks may be improved through reduction in insurance losses and costs.

Source: official Nevada text · Last verified 2026-08-27

Frequently Asked Questions About Nevada § 331.186

What does Nevada Revised Statutes § 331.186 cover?

Section 331.186 ("Factors for determining need for, form and amount of insurance coverages") is part of the Nevada Revised Statutes, the codified statutory law of Nevada. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Nevada § 331.186?

A common citation format is "Nevada Revised Statutes § 331.186" (Nevada). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Nevada law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Nevada official source linked on this page or consult a licensed Nevada attorney.

How does Nevada § 331.186 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Nevada can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Nevada.