Nevada § 287.010 - Local governmental agency may adopt system of group insurance; payment of costs of premiums or contributions; provision of group insurance to members of board of trustees of school district and to officers and employees of legal services organization

§ 287.010. Local governmental agency may adopt system of group insurance; payment of costs of premiums or contributions; provision of group insurance to members of board of trustees of school district and to officers and employees of legal services organization

1. The governing body of any county, school district, municipal corporation, political

subdivision, public corporation or other local governmental agency of the State of

Nevada may: (a) Adopt and carry into effect a system of group life, accident or health insurance,

or any combination thereof, for the benefit of its officers and employees, and the

dependents of officers and employees who elect to accept the insurance and who, where

necessary, have authorized the governing body to make deductions from their compensation

for the payment of premiums on the insurance. (b) Purchase group policies of life, accident or health insurance, or any combination

thereof, for the benefit of such officers and employees, and the dependents of such

officers and employees, as have authorized the purchase, from insurance companies

authorized to transact the business of such insurance in the State of Nevada, and,

where necessary, deduct from the compensation of officers and employees the premiums

upon insurance and pay the deductions upon the premiums. (c) Provide group life, accident or health coverage through a self-insurance reserve

fund and, where necessary, deduct contributions to the maintenance of the fund from

the compensation of officers and employees and pay the deductions into the fund. The money accumulated for this purpose through deductions from the compensation

of officers and employees and contributions of the governing body must be maintained

as an internal service fund as defined by NRS 354.543 . The money must be deposited in a state or national bank or credit union authorized

to transact business in the State of Nevada. Any independent administrator of a fund created under this section is subject to

the licensing requirements of chapter 683A of NRS , and must be a resident of this State. Any contract with an independent administrator must be approved by the Commissioner

of Insurance as to the reasonableness of administrative charges in relation to contributions

collected and benefits provided. The provisions of NRS 439.581 to 439.597 , inclusive, 686A.135 , 687B.352 , 687B.408 , 687B.692 , 687B.723 , 687B.725 , 687B.805 , 689B.030 to 689B.0317 , inclusive, paragraphs (b) and (c) of subsection 1 of NRS 689B.0319, subsections 2 , 4, 6 and 7 of NRS 689B.0319 , 689B.033 to 689B.0369 , inclusive, 689B.0375 to 689B.050 , inclusive, 689B.0675 , 689B.265 , 689B.287 and 689B.500 apply to coverage provided pursuant to this paragraph, except that the provisions

of NRS 689B.0378 , 689B.03785 and 689B.500 only apply to coverage for active officers and employees of the governing body, or

the dependents of such officers and employees. (d) Defray part or all of the cost of maintenance of a self-insurance fund or of the

premiums upon insurance. The money for contributions must be budgeted for in accordance with the laws governing

the county, school district, municipal corporation, political subdivision, public

corporation or other local governmental agency of the State of Nevada. 2. If a school district offers group insurance to its officers and employees pursuant

to this section, members of the board of trustees of the school district must not

be excluded from participating in the group insurance. If the amount of the deductions from compensation required to pay for the group

insurance exceeds the compensation to which a trustee is entitled, the difference

must be paid by the trustee. 3. In any county in which a legal services organization exists, the governing body

of the county, or of any school district, municipal corporation, political subdivision,

public corporation or other local governmental agency of the State of Nevada in the

county, may enter into a contract with the legal services organization pursuant to

which the officers and employees of the legal services organization, and the dependents

of those officers and employees, are eligible for any life, accident or health insurance

provided pursuant to this section to the officers and employees, and the dependents

of the officers and employees, of the county, school district, municipal corporation,

political subdivision, public corporation or other local governmental agency. 4. If a contract is entered into pursuant to subsection 3, the officers and employees

of the legal services organization: (a) Shall be deemed, solely for the purposes of this section, to be officers and employees

of the county, school district, municipal corporation, political subdivision, public

corporation or other local governmental agency with which the legal services organization

has contracted; and (b) Must be required by the contract to pay the premiums or contributions for all

insurance which they elect to accept or of which they authorize the purchase. 5. A contract that is entered into pursuant to subsection 3: (a) Must be submitted to the Commissioner of Insurance for approval not less than

30 days before the date on which the contract is to become effective. (b) Does not become effective unless approved by the Commissioner. (c) Shall be deemed to be approved if not disapproved by the Commissioner within 30

days after its submission. 6. As used in this section, “ legal services organization ” means an organization that operates a program for legal aid and receives money pursuant

to NRS 19.031 .