Nevada § 104.9516 - What constitutes filing; effectiveness of filing

§ 104.9516. What constitutes filing; effectiveness of filing

1. Except as otherwise provided in subsection 2, communication of a record to a filing

office and tender of the filing fee or acceptance of the record by the filing office

constitutes filing. 2. Filing does not occur with respect to a record that a filing office refuses to

accept because: (a) The record is not communicated by a method or medium of communication authorized

by the filing office; (b) An amount equal to or greater than the applicable filing fee is not tendered; (c) The filing office is unable to index the record because: (1) In the case of an initial financing statement, the record does not provide a name

for the debtor; (2) In the case of an amendment or information statement, the record: (I) Does not identify the initial financing statement as required by NRS 104.9512 or 104.9518 , as applicable; or (II) Identifies an initial financing statement whose effectiveness has lapsed under NRS 104.9515 ; (3) In the case of an initial financing statement that provides the name of a debtor

identified as a natural person or an amendment that provides a name of a debtor identified

as a natural person which was not previously provided in the financing statement to

which the record relates, the record does not identify the debtor's surname; or (4) In the case of a record filed or recorded in the filing office described in paragraph

(a) of subsection 1 of NRS 104.9501 , the record does not provide a sufficient description of the real property to which

it relates; (d) In the case of an initial financing statement or an amendment that adds a secured

party of record, the record does not provide a name and mailing address for the secured

party of record; (e) In the case of an initial financing statement or an amendment that provides a

name of a debtor which was not previously provided in the financing statement to which

the amendment relates, the record does not: (1) Provide a mailing address for the debtor; or (2) Indicate whether the name provided as the name of the debtor is the name of a

natural person or an organization; (f) In the case of an assignment reflected in an initial financing statement under

subsection 1 of NRS 104.9514 or an amendment filed under subsection 2 of that section, the record does not provide

a name and mailing address for the assignee; (g) In the case of a continuation statement, the record is not filed within the 6-month

period prescribed by subsection 4 of NRS 104.9515 ; or (h) The record lists a public official of a governmental unit as a debtor and the

public official has not authorized the filing of the information in an authenticated

record as required pursuant to NRS 104.9509 . 3. For purposes of subsection 2: (a) A record does not provide information if the filing office is unable to read or

decipher the information; and (b) A record that does not indicate that it is an amendment or identify an initial

financing statement to which it relates, as required by NRS 104.9512 , 104.9514 or 104.9518 , is an initial financing statement. 4. A record that is communicated to the filing office with tender of the filing fee,

but which the filing office refuses to accept for a reason other than one set forth

in subsection 2, is effective as a filed record except as against a purchaser of the

collateral which gives value in reasonable reliance upon the absence of the record

from the files.