Montana § 33-24-406 - Sales Practices For Wellness Programs

Full text of Montana Montana Code Annotated § 33-24-406 — Sales Practices For Wellness Programs, with citation guidance and answers to common questions.

§ 33-24-406. Sales Practices For Wellness Programs

Sales practices for wellness programs. (1) A pet insurer and producer selling pet insurance may not: (a) market a wellness program as pet insurance; or (b) market a wellness program during the sale, solicitation, or negotiation of pet insurance. (2) If a wellness program is sold by a pet insurer and producer: (a) the purchase of the wellness program may not be a requirement to the purchase of pet insurance; (b) the costs of the wellness program must be separate and identifiable from any pet insurance policy; (c) the terms and conditions for the wellness program must be separate from any pet insurance policy; (d) the products or coverages available through the wellness program may not duplicate products or coverages available through the pet insurance policy; (e) the advertising of the wellness program may not be misleading and must be in accordance with this subsection (2); and (f) the pet insurer and producer shall clearly disclose the following to consumers, printed in at least 12-point boldface type: (i) that wellness programs are not insurance; (ii) the address and customer service telephone number of the pet insurer and producer or broker of record, if the policy was issued or delivered by an agent or broker; and (iii) the mailing address, telephone number, and website address for the commissioner's office. (3) Coverages included in the pet insurance policy contract described as "wellness" benefits are insurance.

Frequently Asked Questions About Montana § 33-24-406

What does Montana Code Annotated § 33-24-406 cover?

Section 33-24-406 ("Sales Practices For Wellness Programs") is part of the Montana Code Annotated, the codified statutory law of Montana. It sets out the legal rule or procedure described in the text above. Statutes are amended regularly, so always verify against the official source.

How do I cite Montana § 33-24-406?

A common citation format is "Montana Code Annotated § 33-24-406" (Montana). Legal writing may require the code abbreviation, section number, and year or edition. Match the style required by your court, professor, or publisher.

Is this the official text of Montana law?

No. This page is for research and education and may not include the most recent amendments. For official current law, check the Montana official source linked on this page or consult a licensed Montana attorney.

How does Montana § 33-24-406 apply to my situation?

Statutes are interpreted in context, and application depends on your specific facts. Only a licensed attorney in Montana can advise on how this section applies to you. Contact your state or local bar association for a referral.

Sources & Verification

Not legal advice. Verify against the official source and consult a licensed attorney in Montana.